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ZipNumbers

Baraga County · Michigan

ZIP code 49861

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 49861 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
534

ZCTA residents

Median income
$66,806

Household, past 12 months

Median home
$229,200

Owner-occupied value

Sales tax
6%

Michigan state rate

Quick answer

ZIP 49861 sits in Baraga County, Michigan and is home to 534 people. Median household income is $66,806, the median home is worth $229,200 and median gross rent is . 96.9% of households own their home, and purchases are taxed at 6% (Michigan state rate).

County
Baraga County

FIPS 26013

State
Michigan (MI)

992 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 49861

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
534ZIP 49861 residents
Median household income
$66,806Past 12 months, inflation adjusted
Median home value
$229,200Owner-occupied units
Median gross rent
Rent plus utilities, monthly
Median age
61.6 yrsAll residents
Homeownership rate
96.9%Owner-occupied households

Sales tax in 49861

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Michigan levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
Median rent ÷ median income
Price-to-income
3.4×Home value ÷ household income
Est. mortgage
$1,189/mo20% down, 30-yr at 6.75%
Poverty rate
14.3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 49861 compares

ZIP 49861 against the median ZIP in Baraga County and across Michigan.

MeasureZIP 49861County medianState medianvs state
Median household income$66,806$57,368$66,726even
Median home value$229,200$117,900$179,300+28%
Median gross rent$541$930
Population5344034,540-88%

Medians are computed across the 6 ZIP areas in Baraga County and the 992 ZIP areas in Michigan.

Statewide rank

Where this ZIP places among all 992 Michigan ZIP areas.

Income

richer than 50% of 963 state ZIPs

#481
Home value

above 70% of 961 state ZIPs

#290
Population

larger than 11% of 992 state ZIPs

#878

Comparable ZIP codes

Michigan ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
48890Eaton County$66,833$170,000$1,057
49617Benzie County$66,844$268,000$657
48811Montcalm County$66,875$157,800$766
48071Oakland County$66,726$190,300$1,138
48846Ionia County$66,717$172,300$804
49688Osceola County$66,680$163,300$1,094

Nearby ZIP codes

Other ZIP codes filed under Baraga County.

ZIP 49861 questions

Common questions about this ZIP code.

Where is ZIP code 49861?
ZIP 49861 lies mostly in Baraga County, Michigan. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 49861?
Michigan charges 6% statewide.
Is 49861 expensive to live in?
Median rent runs a month, and the median home is worth $229,200+28% against the typical Michigan ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 49861, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.