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ZipNumbers

Mackinac County · Michigan

ZIP code 49820

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 49820 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
180

ZCTA residents

Median income
$58,958

Household, past 12 months

Median home
$105,400

Owner-occupied value

Sales tax
6%

Michigan state rate

Quick answer

ZIP 49820 sits in Mackinac County, Michigan and is home to 180 people. Median household income is $58,958, the median home is worth $105,400 and median gross rent is $517. 83.5% of households own their home, and purchases are taxed at 6% (Michigan state rate).

County
Mackinac County

FIPS 26097

State
Michigan (MI)

992 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 49820

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
180ZIP 49820 residents
Median household income
$58,958Past 12 months, inflation adjusted
Median home value
$105,400Owner-occupied units
Median gross rent
$517Rent plus utilities, monthly
Median age
65 yrsAll residents
Homeownership rate
83.5%Owner-occupied households

Sales tax in 49820

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Michigan levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
11%Median rent ÷ median income
Price-to-income
1.8×Home value ÷ household income
Est. mortgage
$547/mo20% down, 30-yr at 6.75%
Poverty rate
15.6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 49820 compares

ZIP 49820 against the median ZIP in Mackinac County and across Michigan.

MeasureZIP 49820County medianState medianvs state
Median household income$58,958$53,631$66,726-12%
Median home value$105,400$147,250$179,300-41%
Median gross rent$517$763$930-44%
Population1806854,540-96%

Medians are computed across the 10 ZIP areas in Mackinac County and the 992 ZIP areas in Michigan.

Statewide rank

Where this ZIP places among all 992 Michigan ZIP areas.

Income

richer than 31% of 963 state ZIPs

#663
Home value

above 9% of 961 state ZIPs

#879
Population

larger than 6% of 992 state ZIPs

#937

Comparable ZIP codes

Michigan ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
48721Alcona County$59,063$186,300
48760Lapeer County$59,083$150,500$856
48185Wayne County$59,085$183,500$1,123
49677Osceola County$58,829$122,900$713
49659Antrim County$59,092$141,700$792
48818Montcalm County$59,148$185,000$752

Nearby ZIP codes

Other ZIP codes filed under Mackinac County.

ZIP 49820 questions

Common questions about this ZIP code.

Where is ZIP code 49820?
ZIP 49820 lies mostly in Mackinac County, Michigan. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 49820?
Michigan charges 6% statewide.
Is 49820 expensive to live in?
Median rent runs $517 a month, about 11% of median household income, and the median home is worth $105,400-41% against the typical Michigan ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 49820, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.