Skip to content
ZipNumbers
Grid of numbered green mailboxes in an apartment lobby, illustrating ZIP code listings

Osceola County · Michigan

ZIP code 49677

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 49677 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
7,286

ZCTA residents

Median income
$58,829

Household, past 12 months

Median home
$122,900

Owner-occupied value

Sales tax
6%

Michigan state rate

Quick answer

ZIP 49677 sits in Osceola County, Michigan and is home to 7,286 people. Median household income is $58,829, the median home is worth $122,900 and median gross rent is $713. 78% of households own their home, and purchases are taxed at 6% (Michigan state rate).

County
Osceola County

FIPS 26133

State
Michigan (MI)

992 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 49677

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
7,286ZIP 49677 residents
Median household income
$58,829Past 12 months, inflation adjusted
Median home value
$122,900Owner-occupied units
Median gross rent
$713Rent plus utilities, monthly
Median age
41.2 yrsAll residents
Homeownership rate
78%Owner-occupied households

ZIP 49677 in context

How this area compares with national benchmarks.

ZIP 49677 is a mid-size town in Osceola County, Michigan, with 7,286 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #396 of 992 ranked by population — larger than 60% of them. The median age here is 41.2 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 49677 earn a median of $58,829 a year, 25.1% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 14.8% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 49677 is valued at $122,900, 59.5% below the national figure, while median gross rent runs $713 a month, 49.3% below the national figure, or roughly $8,556 across a full year. A household on the local median income would put about 14.5% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.1×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 78% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 49677 in context

How 49677 sits inside Osceola County and Michigan.

ZIP 49677 is tabulated inside Osceola County, Michigan, one of 7 ZIP areas the Census publishes for that county and 992 across Michigan. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 49677 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 49677 reports a median household income of $58,829, close to the $59,313 county median, and 12% below the $66,726 typical MI ZIP. Owner-occupied homes are valued at a median of $122,900, 12% below the county figure and 31% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $713 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Michigan charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 49677.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 49677 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 49677

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Michigan levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
15%Median rent ÷ median income
Price-to-income
2.1×Home value ÷ household income
Est. mortgage
$638/mo20% down, 30-yr at 6.75%
Poverty rate
14.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 49677 compares

ZIP 49677 against the median ZIP in Osceola County and across Michigan.

MeasureZIP 49677County medianState medianvs state
Median household income$58,829$59,313$66,726-12%
Median home value$122,900$139,000$179,300-31%
Median gross rent$713$796$930-23%
Population7,2863,4154,540+60%

Medians are computed across the 7 ZIP areas in Osceola County and the 992 ZIP areas in Michigan.

Statewide rank

Where this ZIP places among all 992 Michigan ZIP areas.

Income

richer than 31% of 963 state ZIPs

#664
Home value

above 17% of 961 state ZIPs

#800
Population

larger than 60% of 992 state ZIPs

#396

Comparable ZIP codes

Michigan ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
48661Ogemaw County$58,767$166,500$839
48860Ionia County$58,750$162,800$771
48867Shiawassee County$58,718$145,600$834
49332Mecosta County$58,703$177,200$813
49040St. Joseph County$58,693$123,800$793
49420Oceana County$58,583$153,300$777

Nearby ZIP codes

Other ZIP codes filed under Osceola County.

Adjacent ZIP Codes

Other ZIP codes in Osceola County, Michigan.

ZIP 49677 questions

Common questions about this ZIP code.

Where is ZIP code 49677?
ZIP 49677 lies mostly in Osceola County, Michigan. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 49677?
Michigan charges 6% statewide.
Is 49677 expensive to live in?
Median rent runs $713 a month, about 15% of median household income, and the median home is worth $122,900 — -31% against the typical Michigan ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 49677, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.