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ZipNumbers

Chippewa County · Michigan

ZIP code 49728

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 49728 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
411

ZCTA residents

Median income
$57,961

Household, past 12 months

Median home
$118,600

Owner-occupied value

Sales tax
6%

Michigan state rate

Quick answer

ZIP 49728 sits in Chippewa County, Michigan and is home to 411 people. Median household income is $57,961, the median home is worth $118,600 and median gross rent is . 81.2% of households own their home, and purchases are taxed at 6% (Michigan state rate).

County
Chippewa County

FIPS 26033

State
Michigan (MI)

992 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 49728

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
411ZIP 49728 residents
Median household income
$57,961Past 12 months, inflation adjusted
Median home value
$118,600Owner-occupied units
Median gross rent
Rent plus utilities, monthly
Median age
58.8 yrsAll residents
Homeownership rate
81.2%Owner-occupied households

Sales tax in 49728

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Michigan levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
Median rent ÷ median income
Price-to-income
2.0×Home value ÷ household income
Est. mortgage
$615/mo20% down, 30-yr at 6.75%
Poverty rate
10.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 49728 compares

ZIP 49728 against the median ZIP in Chippewa County and across Michigan.

MeasureZIP 49728County medianState medianvs state
Median household income$57,961$62,045$66,726-13%
Median home value$118,600$163,300$179,300-34%
Median gross rent$803$930
Population4111,0144,540-91%

Medians are computed across the 16 ZIP areas in Chippewa County and the 992 ZIP areas in Michigan.

Statewide rank

Where this ZIP places among all 992 Michigan ZIP areas.

Income

richer than 29% of 963 state ZIPs

#687
Home value

above 14% of 961 state ZIPs

#830
Population

larger than 10% of 992 state ZIPs

#892

Comparable ZIP codes

Michigan ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
48240Wayne County$57,970$120,700$1,326
48445Huron County$57,917$117,600$694
49873Menominee County$57,917$164,600
48659Arenac County$58,021$118,900$857
49683Benzie County$57,875$173,500$785
49242Hillsdale County$57,813$182,900$770

Nearby ZIP codes

Other ZIP codes filed under Chippewa County.

ZIP 49728 questions

Common questions about this ZIP code.

Where is ZIP code 49728?
ZIP 49728 lies mostly in Chippewa County, Michigan. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 49728?
Michigan charges 6% statewide.
Is 49728 expensive to live in?
Median rent runs a month, and the median home is worth $118,600-34% against the typical Michigan ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 49728, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.