ZIP code 49328

ZIP 49328 is a small town in Allegan County, Michigan, with 4,058 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #522 of 992 ranked by population — larger than 47% of them. The median age here is 41.6 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 49328 earn a median of $89,333 a year, 13.7% above the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 13.9% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 49328 is valued at $209,400, 31% below the national figure, while median gross rent runs $812 a month, 42.2% below the national figure, or roughly $9,744 across a full year. A household on the local median income would put about 10.9% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.3×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 92.1% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Median income runs above the national figure while poverty also runs above it — a split distribution, not a uniformly comfortable place. Averages hide that; the two numbers together do not.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 49328 is tabulated inside Allegan County, Michigan, one of 15 ZIP areas the Census publishes for that county and 992 across Michigan. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 49328 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 49328 reports a median household income of $89,333, 14% above the $78,524 county median, and 34% above the $66,726 typical MI ZIP. Owner-occupied homes are valued at a median of $209,400, 13% below the county figure and 17% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $812 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Michigan charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 49328.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 49328 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.