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ZipNumbers

Midland County · Michigan

ZIP code 48628

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 48628 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,920

ZCTA residents

Median income
$89,183

Household, past 12 months

Median home
$188,200

Owner-occupied value

Sales tax
6%

Michigan state rate

Quick answer

ZIP 48628 sits in Midland County, Michigan and is home to 1,920 people. Median household income is $89,183, the median home is worth $188,200 and median gross rent is $1,125. 94.7% of households own their home, and purchases are taxed at 6% (Michigan state rate).

County
Midland County

FIPS 26111

State
Michigan (MI)

992 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 48628

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,920ZIP 48628 residents
Median household income
$89,183Past 12 months, inflation adjusted
Median home value
$188,200Owner-occupied units
Median gross rent
$1,125Rent plus utilities, monthly
Median age
48.6 yrsAll residents
Homeownership rate
94.7%Owner-occupied households

Sales tax in 48628

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Michigan levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
15%Median rent ÷ median income
Price-to-income
2.1×Home value ÷ household income
Est. mortgage
$977/mo20% down, 30-yr at 6.75%
Poverty rate
7%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 48628 compares

ZIP 48628 against the median ZIP in Midland County and across Michigan.

MeasureZIP 48628County medianState medianvs state
Median household income$89,183$79,660$66,726+34%
Median home value$188,200$179,800$179,300+5%
Median gross rent$1,125$948$930+21%
Population1,9206,4054,540-58%

Medians are computed across the 6 ZIP areas in Midland County and the 992 ZIP areas in Michigan.

Statewide rank

Where this ZIP places among all 992 Michigan ZIP areas.

Income

richer than 83% of 963 state ZIPs

#165
Home value

above 53% of 961 state ZIPs

#448
Population

larger than 30% of 992 state ZIPs

#697

Comparable ZIP codes

Michigan ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
48734Saginaw County$89,217$285,100$830
49277Jackson County$89,256$201,500$1,726
49261Jackson County$89,063$218,800
49328Allegan County$89,333$209,400$812
48152Wayne County$89,019$284,300$1,293
48032St. Clair County$89,000$239,600$1,017

Nearby ZIP codes

Other ZIP codes filed under Midland County.

ZIP 48628 questions

Common questions about this ZIP code.

Where is ZIP code 48628?
ZIP 48628 lies mostly in Midland County, Michigan. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 48628?
Michigan charges 6% statewide.
Is 48628 expensive to live in?
Median rent runs $1,125 a month, about 15% of median household income, and the median home is worth $188,200+5% against the typical Michigan ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 48628, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.