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Kent County · Michigan

ZIP code 49315

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 49315 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
26,123

ZCTA residents

Median income
$111,358

Household, past 12 months

Median home
$357,600

Owner-occupied value

Sales tax
6%

Michigan state rate

Quick answer

ZIP 49315 sits in Kent County, Michigan and is home to 26,123 people. Median household income is $111,358, the median home is worth $357,600 and median gross rent is $1,297. 93% of households own their home, and purchases are taxed at 6% (Michigan state rate).

County
Kent County

FIPS 26081

State
Michigan (MI)

992 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 49315

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
26,123ZIP 49315 residents
Median household income
$111,358Past 12 months, inflation adjusted
Median home value
$357,600Owner-occupied units
Median gross rent
$1,297Rent plus utilities, monthly
Median age
41 yrsAll residents
Homeownership rate
93%Owner-occupied households

ZIP 49315 in context

How this area compares with national benchmarks.

ZIP 49315 is a small city in Kent County, Michigan, with 26,123 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #119 of 992 ranked by population — larger than 88% of them. The median age here is 41 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 49315 earn a median of $111,358 a year, 41.8% above the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 2.9% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 49315 is valued at $357,600, 17.9% above the national figure, while median gross rent runs $1,297 a month, 7.8% below the national figure, or roughly $15,564 across a full year. A household on the local median income would put about 14% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.2×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 93% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 49315 in context

How 49315 sits inside Kent County and Michigan.

ZIP 49315 is tabulated inside Kent County, Michigan, one of 27 ZIP areas the Census publishes for that county and 992 across Michigan. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 49315 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 49315 reports a median household income of $111,358, 41% above the $78,824 county median, and 67% above the $66,726 typical MI ZIP. Owner-occupied homes are valued at a median of $357,600, 39% above the county figure and 99% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,297 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Michigan charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 49315.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 49315 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 49315

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Michigan levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
14%Median rent ÷ median income
Price-to-income
3.2×Home value ÷ household income
Est. mortgage
$1,856/mo20% down, 30-yr at 6.75%
Poverty rate
2.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 49315 compares

ZIP 49315 against the median ZIP in Kent County and across Michigan.

MeasureZIP 49315County medianState medianvs state
Median household income$111,358$78,824$66,726+67%
Median home value$357,600$257,900$179,300+99%
Median gross rent$1,297$1,145$930+39%
Population26,12326,1234,540+475%

Medians are computed across the 27 ZIP areas in Kent County and the 992 ZIP areas in Michigan.

Statewide rank

Where this ZIP places among all 992 Michigan ZIP areas.

Income

richer than 94% of 963 state ZIPs

#55
Home value

above 93% of 961 state ZIPs

#68
Population

larger than 88% of 992 state ZIPs

#119

Comparable ZIP codes

Michigan ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
48164Wayne County$111,173$313,700$1,495
49083Kalamazoo County$111,604$329,800$973
48176Washtenaw County$110,987$384,700$1,161
48005Macomb County$110,946$294,200$1,141
49506Kent County$112,287$338,600$1,305
48096Macomb County$112,311$380,500$1,083

Nearby ZIP codes

Other ZIP codes filed under Kent County.

Adjacent ZIP Codes

Other ZIP codes in Kent County, Michigan.

ZIP 49315 questions

Common questions about this ZIP code.

Where is ZIP code 49315?
ZIP 49315 lies mostly in Kent County, Michigan. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 49315?
Michigan charges 6% statewide.
Is 49315 expensive to live in?
Median rent runs $1,297 a month, about 14% of median household income, and the median home is worth $357,600 — +99% against the typical Michigan ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 49315, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.