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Isabella County · Michigan

ZIP code 49310

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 49310 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,989

ZCTA residents

Median income
$63,056

Household, past 12 months

Median home
$171,300

Owner-occupied value

Sales tax
6%

Michigan state rate

Quick answer

ZIP 49310 sits in Isabella County, Michigan and is home to 2,989 people. Median household income is $63,056, the median home is worth $171,300 and median gross rent is $1,033. 90.5% of households own their home, and purchases are taxed at 6% (Michigan state rate).

County
Isabella County

FIPS 26073

State
Michigan (MI)

992 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 49310

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,989ZIP 49310 residents
Median household income
$63,056Past 12 months, inflation adjusted
Median home value
$171,300Owner-occupied units
Median gross rent
$1,033Rent plus utilities, monthly
Median age
36.5 yrsAll residents
Homeownership rate
90.5%Owner-occupied households

ZIP 49310 in context

How this area compares with national benchmarks.

ZIP 49310 is a small town in Isabella County, Michigan, with 2,989 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #592 of 992 ranked by population — larger than 40% of them. The median age here is 36.5 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 49310 earn a median of $63,056 a year, 19.7% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 19.9% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 49310 is valued at $171,300, 43.5% below the national figure, while median gross rent runs $1,033 a month, 26.5% below the national figure, or roughly $12,396 across a full year. A household on the local median income would put about 19.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.7×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 90.5% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 49310 in context

How 49310 sits inside Isabella County and Michigan.

ZIP 49310 is tabulated inside Isabella County, Michigan, one of 7 ZIP areas the Census publishes for that county and 992 across Michigan. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 49310 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 49310 reports a median household income of $63,056, 3% below the $64,710 county median, and 6% below the $66,726 typical MI ZIP. Owner-occupied homes are valued at a median of $171,300, close to the county figure and 4% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,033 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Michigan charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 49310.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 49310 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 49310

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Michigan levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
20%Median rent ÷ median income
Price-to-income
2.7×Home value ÷ household income
Est. mortgage
$889/mo20% down, 30-yr at 6.75%
Poverty rate
19.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 49310 compares

ZIP 49310 against the median ZIP in Isabella County and across Michigan.

MeasureZIP 49310County medianState medianvs state
Median household income$63,056$64,710$66,726-6%
Median home value$171,300$169,500$179,300-4%
Median gross rent$1,033$862$930+11%
Population2,9892,9894,540-34%

Medians are computed across the 7 ZIP areas in Isabella County and the 992 ZIP areas in Michigan.

Statewide rank

Where this ZIP places among all 992 Michigan ZIP areas.

Income

richer than 42% of 963 state ZIPs

#563
Home value

above 46% of 961 state ZIPs

#523
Population

larger than 40% of 992 state ZIPs

#592

Comparable ZIP codes

Michigan ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
49093St. Joseph County$63,040$174,000$824
48127Wayne County$63,084$217,000$1,231
49425Muskegon County$62,981$165,800$698
49781Mackinac County$62,883$150,000$707
48030Oakland County$62,878$141,200$1,221
48889Gratiot County$62,813$137,500$990

Nearby ZIP codes

Other ZIP codes filed under Isabella County.

Adjacent ZIP Codes

Other ZIP codes in Isabella County, Michigan.

ZIP 49310 questions

Common questions about this ZIP code.

Where is ZIP code 49310?
ZIP 49310 lies mostly in Isabella County, Michigan. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 49310?
Michigan charges 6% statewide.
Is 49310 expensive to live in?
Median rent runs $1,033 a month, about 20% of median household income, and the median home is worth $171,300 — -4% against the typical Michigan ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 49310, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.