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ZipNumbers

Cass County · Michigan

ZIP code 49095

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 49095 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,414

ZCTA residents

Median income
$86,577

Household, past 12 months

Median home
$250,800

Owner-occupied value

Sales tax
6%

Michigan state rate

Quick answer

ZIP 49095 sits in Cass County, Michigan and is home to 2,414 people. Median household income is $86,577, the median home is worth $250,800 and median gross rent is $1,092. 87.5% of households own their home, and purchases are taxed at 6% (Michigan state rate).

County
Cass County

FIPS 26027

State
Michigan (MI)

992 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 49095

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,414ZIP 49095 residents
Median household income
$86,577Past 12 months, inflation adjusted
Median home value
$250,800Owner-occupied units
Median gross rent
$1,092Rent plus utilities, monthly
Median age
52.5 yrsAll residents
Homeownership rate
87.5%Owner-occupied households

Sales tax in 49095

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Michigan levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
15%Median rent ÷ median income
Price-to-income
2.9×Home value ÷ household income
Est. mortgage
$1,301/mo20% down, 30-yr at 6.75%
Poverty rate
9.6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 49095 compares

ZIP 49095 against the median ZIP in Cass County and across Michigan.

MeasureZIP 49095County medianState medianvs state
Median household income$86,577$76,772$66,726+30%
Median home value$250,800$217,700$179,300+40%
Median gross rent$1,092$876$930+17%
Population2,4144,0314,540-47%

Medians are computed across the 7 ZIP areas in Cass County and the 992 ZIP areas in Michigan.

Statewide rank

Where this ZIP places among all 992 Michigan ZIP areas.

Income

richer than 81% of 963 state ZIPs

#184
Home value

above 77% of 961 state ZIPs

#220
Population

larger than 35% of 992 state ZIPs

#644

Comparable ZIP codes

Michigan ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
48871Gratiot County$86,532$205,400$965
49024Kalamazoo County$86,427$248,700$1,208
48073Oakland County$86,426$302,800$1,245
48842Ingham County$86,830$211,500$1,245
48836Livingston County$86,317$262,700$1,068
48049St. Clair County$86,250$226,000$1,075

Nearby ZIP codes

Other ZIP codes filed under Cass County.

ZIP 49095 questions

Common questions about this ZIP code.

Where is ZIP code 49095?
ZIP 49095 lies mostly in Cass County, Michigan. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 49095?
Michigan charges 6% statewide.
Is 49095 expensive to live in?
Median rent runs $1,092 a month, about 15% of median household income, and the median home is worth $250,800+40% against the typical Michigan ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 49095, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.