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Sanilac County · Michigan

ZIP code 48454

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 48454 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,251

ZCTA residents

Median income
$62,300

Household, past 12 months

Median home
$177,500

Owner-occupied value

Sales tax
6%

Michigan state rate

Quick answer

ZIP 48454 sits in Sanilac County, Michigan and is home to 1,251 people. Median household income is $62,300, the median home is worth $177,500 and median gross rent is $694. 88.8% of households own their home, and purchases are taxed at 6% (Michigan state rate).

County
Sanilac County

FIPS 26151

State
Michigan (MI)

992 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 48454

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,251ZIP 48454 residents
Median household income
$62,300Past 12 months, inflation adjusted
Median home value
$177,500Owner-occupied units
Median gross rent
$694Rent plus utilities, monthly
Median age
39.9 yrsAll residents
Homeownership rate
88.8%Owner-occupied households

ZIP 48454 in context

How this area compares with national benchmarks.

ZIP 48454 is a small town in Sanilac County, Michigan, with 1,251 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #781 of 992 ranked by population — larger than 21% of them. The median age here is 39.9 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 48454 earn a median of $62,300 a year, 20.7% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 9.9% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 48454 is valued at $177,500, 41.5% below the national figure, while median gross rent runs $694 a month, 50.6% below the national figure, or roughly $8,328 across a full year. A household on the local median income would put about 13.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.8×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 88.8% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 48454 in context

How 48454 sits inside Sanilac County and Michigan.

ZIP 48454 is tabulated inside Sanilac County, Michigan, one of 18 ZIP areas the Census publishes for that county and 992 across Michigan. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 48454 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 48454 reports a median household income of $62,300, 4% above the $59,816 county median, and 7% below the $66,726 typical MI ZIP. Owner-occupied homes are valued at a median of $177,500, 13% above the county figure and close to the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $694 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Michigan charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 48454.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 48454 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 48454

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Michigan levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
13%Median rent ÷ median income
Price-to-income
2.8×Home value ÷ household income
Est. mortgage
$921/mo20% down, 30-yr at 6.75%
Poverty rate
9.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 48454 compares

ZIP 48454 against the median ZIP in Sanilac County and across Michigan.

MeasureZIP 48454County medianState medianvs state
Median household income$62,300$59,816$66,726-7%
Median home value$177,500$157,600$179,300-1%
Median gross rent$694$824$930-25%
Population1,2511,4534,540-72%

Medians are computed across the 18 ZIP areas in Sanilac County and the 992 ZIP areas in Michigan.

Statewide rank

Where this ZIP places among all 992 Michigan ZIP areas.

Income

richer than 40% of 963 state ZIPs

#581
Home value

above 49% of 961 state ZIPs

#491
Population

larger than 21% of 992 state ZIPs

#781

Comparable ZIP codes

Michigan ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
49855Marquette County$62,321$245,100$992
49548Kent County$62,218$149,500$1,129
49660Manistee County$62,211$170,500$787
49639Osceola County$62,409$136,900$744
48832Gratiot County$62,188$146,300$770
49048Kalamazoo County$62,160$158,300$1,032

Nearby ZIP codes

Other ZIP codes filed under Sanilac County.

Adjacent ZIP Codes

Other ZIP codes in Sanilac County, Michigan.

ZIP 48454 questions

Common questions about this ZIP code.

Where is ZIP code 48454?
ZIP 48454 lies mostly in Sanilac County, Michigan. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 48454?
Michigan charges 6% statewide.
Is 48454 expensive to live in?
Median rent runs $694 a month, about 13% of median household income, and the median home is worth $177,500 — -1% against the typical Michigan ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 48454, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.