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Sanilac County · Michigan

ZIP code 48422

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 48422 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
6,172

ZCTA residents

Median income
$57,078

Household, past 12 months

Median home
$162,000

Owner-occupied value

Sales tax
6%

Michigan state rate

Quick answer

ZIP 48422 sits in Sanilac County, Michigan and is home to 6,172 people. Median household income is $57,078, the median home is worth $162,000 and median gross rent is $807. 85.1% of households own their home, and purchases are taxed at 6% (Michigan state rate).

County
Sanilac County

FIPS 26151

State
Michigan (MI)

992 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 48422

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
6,172ZIP 48422 residents
Median household income
$57,078Past 12 months, inflation adjusted
Median home value
$162,000Owner-occupied units
Median gross rent
$807Rent plus utilities, monthly
Median age
45.5 yrsAll residents
Homeownership rate
85.1%Owner-occupied households

ZIP 48422 in context

How this area compares with national benchmarks.

ZIP 48422 is a mid-size town in Sanilac County, Michigan, with 6,172 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #424 of 992 ranked by population — larger than 57% of them. The median age here is 45.5 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 48422 earn a median of $57,078 a year, 27.3% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 12% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 48422 is valued at $162,000, 46.6% below the national figure, while median gross rent runs $807 a month, 42.6% below the national figure, or roughly $9,684 across a full year. A household on the local median income would put about 17% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.8×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 85.1% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 48422 in context

How 48422 sits inside Sanilac County and Michigan.

ZIP 48422 is tabulated inside Sanilac County, Michigan, one of 18 ZIP areas the Census publishes for that county and 992 across Michigan. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 48422 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 48422 reports a median household income of $57,078, 5% below the $59,816 county median, and 14% below the $66,726 typical MI ZIP. Owner-occupied homes are valued at a median of $162,000, 3% above the county figure and 10% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $807 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Michigan charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 48422.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 48422 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 48422

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Michigan levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
17%Median rent ÷ median income
Price-to-income
2.8×Home value ÷ household income
Est. mortgage
$841/mo20% down, 30-yr at 6.75%
Poverty rate
12%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 48422 compares

ZIP 48422 against the median ZIP in Sanilac County and across Michigan.

MeasureZIP 48422County medianState medianvs state
Median household income$57,078$59,816$66,726-14%
Median home value$162,000$157,600$179,300-10%
Median gross rent$807$824$930-13%
Population6,1721,4534,540+36%

Medians are computed across the 18 ZIP areas in Sanilac County and the 992 ZIP areas in Michigan.

Statewide rank

Where this ZIP places among all 992 Michigan ZIP areas.

Income

richer than 26% of 963 state ZIPs

#708
Home value

above 39% of 961 state ZIPs

#591
Population

larger than 57% of 992 state ZIPs

#424

Comparable ZIP codes

Michigan ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
49908Baraga County$56,985$115,800$475
49896Menominee County$56,979$165,300$418
48146Wayne County$57,183$117,400$972
49854Schoolcraft County$57,212$117,500$653
49759Presque Isle County$56,938$164,600$775
48877Gratiot County$57,222$107,400$637

Nearby ZIP codes

Other ZIP codes filed under Sanilac County.

Adjacent ZIP Codes

Other ZIP codes in Sanilac County, Michigan.

ZIP 48422 questions

Common questions about this ZIP code.

Where is ZIP code 48422?
ZIP 48422 lies mostly in Sanilac County, Michigan. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 48422?
Michigan charges 6% statewide.
Is 48422 expensive to live in?
Median rent runs $807 a month, about 17% of median household income, and the median home is worth $162,000 — -10% against the typical Michigan ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 48422, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.