Skip to content
ZipNumbers
Grid of numbered green mailboxes in an apartment lobby, illustrating ZIP code listings

Shiawassee County · Michigan

ZIP code 48414

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 48414 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,824

ZCTA residents

Median income
$66,071

Household, past 12 months

Median home
$182,800

Owner-occupied value

Sales tax
6%

Michigan state rate

Quick answer

ZIP 48414 sits in Shiawassee County, Michigan and is home to 2,824 people. Median household income is $66,071, the median home is worth $182,800 and median gross rent is $892. 92.7% of households own their home, and purchases are taxed at 6% (Michigan state rate).

County
Shiawassee County

FIPS 26155

State
Michigan (MI)

992 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 48414

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,824ZIP 48414 residents
Median household income
$66,071Past 12 months, inflation adjusted
Median home value
$182,800Owner-occupied units
Median gross rent
$892Rent plus utilities, monthly
Median age
43.4 yrsAll residents
Homeownership rate
92.7%Owner-occupied households

ZIP 48414 in context

How this area compares with national benchmarks.

ZIP 48414 is a small town in Shiawassee County, Michigan, with 2,824 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #609 of 992 ranked by population — larger than 38% of them. The median age here is 43.4 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 48414 earn a median of $66,071 a year, 15.9% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 11% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 48414 is valued at $182,800, 39.7% below the national figure, while median gross rent runs $892 a month, 36.6% below the national figure, or roughly $10,704 across a full year. A household on the local median income would put about 16.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.8×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 92.7% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 48414 in context

How 48414 sits inside Shiawassee County and Michigan.

ZIP 48414 is tabulated inside Shiawassee County, Michigan, one of 12 ZIP areas the Census publishes for that county and 992 across Michigan. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 48414 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 48414 reports a median household income of $66,071, close to the $66,964 county median, and close to the $66,726 typical MI ZIP. Owner-occupied homes are valued at a median of $182,800, 7% above the county figure and close to the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $892 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Michigan charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 48414.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 48414 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 48414

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Michigan levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
16%Median rent ÷ median income
Price-to-income
2.8×Home value ÷ household income
Est. mortgage
$949/mo20% down, 30-yr at 6.75%
Poverty rate
11%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 48414 compares

ZIP 48414 against the median ZIP in Shiawassee County and across Michigan.

MeasureZIP 48414County medianState medianvs state
Median household income$66,071$66,964$66,726-1%
Median home value$182,800$170,250$179,300+2%
Median gross rent$892$898$930-4%
Population2,8244,0164,540-38%

Medians are computed across the 12 ZIP areas in Shiawassee County and the 992 ZIP areas in Michigan.

Statewide rank

Where this ZIP places among all 992 Michigan ZIP areas.

Income

richer than 49% of 963 state ZIPs

#494
Home value

above 51% of 961 state ZIPs

#467
Population

larger than 39% of 992 state ZIPs

#609

Comparable ZIP codes

Michigan ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
48838Montcalm County$66,126$190,400$910
49092Calhoun County$65,938$138,300$1,100
49837Delta County$65,905$145,300$782
48237Oakland County$65,882$198,500$1,354
48133Monroe County$65,867$181,400$851
49751Otsego County$65,833$175,500$863

Nearby ZIP codes

Other ZIP codes filed under Shiawassee County.

Adjacent ZIP Codes

Other ZIP codes in Shiawassee County, Michigan.

ZIP 48414 questions

Common questions about this ZIP code.

Where is ZIP code 48414?
ZIP 48414 lies mostly in Shiawassee County, Michigan. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 48414?
Michigan charges 6% statewide.
Is 48414 expensive to live in?
Median rent runs $892 a month, about 16% of median household income, and the median home is worth $182,800 — +2% against the typical Michigan ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 48414, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.