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Macomb County · Michigan

ZIP code 48317

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 48317 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
27,998

ZCTA residents

Median income
$72,465

Household, past 12 months

Median home
$248,700

Owner-occupied value

Sales tax
6%

Michigan state rate

Quick answer

ZIP 48317 sits in Macomb County, Michigan and is home to 27,998 people. Median household income is $72,465, the median home is worth $248,700 and median gross rent is $1,227. 57.3% of households own their home, and purchases are taxed at 6% (Michigan state rate).

County
Macomb County

FIPS 26099

State
Michigan (MI)

992 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 48317

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
27,998ZIP 48317 residents
Median household income
$72,465Past 12 months, inflation adjusted
Median home value
$248,700Owner-occupied units
Median gross rent
$1,227Rent plus utilities, monthly
Median age
39.9 yrsAll residents
Homeownership rate
57.3%Owner-occupied households

ZIP 48317 in context

How this area compares with national benchmarks.

ZIP 48317 is a small city in Macomb County, Michigan, with 27,998 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #103 of 992 ranked by population — larger than 89% of them. The median age here is 39.9 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 48317 earn a median of $72,465 a year, 7.7% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 11.2% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 48317 is valued at $248,700, 18% below the national figure, while median gross rent runs $1,227 a month, 12.7% below the national figure, or roughly $14,724 across a full year. A household on the local median income would put about 20.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3.4×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 57.3% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 48317 in context

How 48317 sits inside Macomb County and Michigan.

ZIP 48317 is tabulated inside Macomb County, Michigan, one of 36 ZIP areas the Census publishes for that county and 992 across Michigan. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 48317 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 48317 reports a median household income of $72,465, 6% below the $77,090 county median, and 9% above the $66,726 typical MI ZIP. Owner-occupied homes are valued at a median of $248,700, close to the county figure and 39% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,227 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Michigan charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 48317.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 48317 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 48317

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Michigan levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
20%Median rent ÷ median income
Price-to-income
3.4×Home value ÷ household income
Est. mortgage
$1,290/mo20% down, 30-yr at 6.75%
Poverty rate
11.2%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 48317 compares

ZIP 48317 against the median ZIP in Macomb County and across Michigan.

MeasureZIP 48317County medianState medianvs state
Median household income$72,465$77,090$66,726+9%
Median home value$248,700$246,950$179,300+39%
Median gross rent$1,227$1,175$930+32%
Population27,99823,7814,540+517%

Medians are computed across the 36 ZIP areas in Macomb County and the 992 ZIP areas in Michigan.

Statewide rank

Where this ZIP places among all 992 Michigan ZIP areas.

Income

richer than 61% of 963 state ZIPs

#378
Home value

above 76% of 961 state ZIPs

#230
Population

larger than 90% of 992 state ZIPs

#103

Comparable ZIP codes

Michigan ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
49004Kalamazoo County$72,434$183,500$1,059
49042St. Joseph County$72,536$161,500$780
49010Allegan County$72,361$204,200$1,061
49285Ingham County$72,578$208,100$814
49070Allegan County$72,344$200,700$756
49050Barry County$72,308$257,500$907

Nearby ZIP codes

Other ZIP codes filed under Macomb County.

Adjacent ZIP Codes

Other ZIP codes in Macomb County, Michigan.

ZIP 48317 questions

Common questions about this ZIP code.

Where is ZIP code 48317?
ZIP 48317 lies mostly in Macomb County, Michigan. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 48317?
Michigan charges 6% statewide.
Is 48317 expensive to live in?
Median rent runs $1,227 a month, about 20% of median household income, and the median home is worth $248,700 — +39% against the typical Michigan ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 48317, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.