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Wayne County · Michigan

ZIP code 48174

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 48174 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
31,809

ZCTA residents

Median income
$65,675

Household, past 12 months

Median home
$151,500

Owner-occupied value

Sales tax
6%

Michigan state rate

Quick answer

ZIP 48174 sits in Wayne County, Michigan and is home to 31,809 people. Median household income is $65,675, the median home is worth $151,500 and median gross rent is $1,053. 74.8% of households own their home, and purchases are taxed at 6% (Michigan state rate).

County
Wayne County

FIPS 26163

State
Michigan (MI)

992 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 48174

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
31,809ZIP 48174 residents
Median household income
$65,675Past 12 months, inflation adjusted
Median home value
$151,500Owner-occupied units
Median gross rent
$1,053Rent plus utilities, monthly
Median age
38 yrsAll residents
Homeownership rate
74.8%Owner-occupied households

ZIP 48174 in context

How this area compares with national benchmarks.

ZIP 48174 is a small city in Wayne County, Michigan, with 31,809 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #79 of 992 ranked by population — larger than 92% of them. The median age here is 38 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 48174 earn a median of $65,675 a year, 16.4% below the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 11.1% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 48174 is valued at $151,500, 50.1% below the national figure, while median gross rent runs $1,053 a month, 25.1% below the national figure, or roughly $12,636 across a full year. A household on the local median income would put about 19.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.3×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 74.8% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 48174 in context

How 48174 sits inside Wayne County and Michigan.

ZIP 48174 is tabulated inside Wayne County, Michigan, one of 69 ZIP areas the Census publishes for that county and 992 across Michigan. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 48174 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 48174 reports a median household income of $65,675, 14% above the $57,577 county median, and close to the $66,726 typical MI ZIP. Owner-occupied homes are valued at a median of $151,500, 3% below the county figure and 16% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,053 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Michigan charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 48174.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 48174 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 48174

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Michigan levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
19%Median rent ÷ median income
Price-to-income
2.3×Home value ÷ household income
Est. mortgage
$786/mo20% down, 30-yr at 6.75%
Poverty rate
11.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 48174 compares

ZIP 48174 against the median ZIP in Wayne County and across Michigan.

MeasureZIP 48174County medianState medianvs state
Median household income$65,675$57,577$66,726-2%
Median home value$151,500$155,600$179,300-16%
Median gross rent$1,053$1,095$930+13%
Population31,80924,5934,540+601%

Medians are computed across the 69 ZIP areas in Wayne County and the 992 ZIP areas in Michigan.

Statewide rank

Where this ZIP places among all 992 Michigan ZIP areas.

Income

richer than 47% of 963 state ZIPs

#508
Home value

above 32% of 961 state ZIPs

#652
Population

larger than 92% of 992 state ZIPs

#79

Comparable ZIP codes

Michigan ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
48603Saginaw County$65,690$181,800$1,019
49026Van Buren County$65,699$161,400$918
49111Berrien County$65,702$164,400$617
49601Wexford County$65,704$166,500$856
49455Oceana County$65,640$144,900$697
49055Van Buren County$65,717$161,900$878

Nearby ZIP codes

Other ZIP codes filed under Wayne County.

Adjacent ZIP Codes

Other ZIP codes in Wayne County, Michigan.

ZIP 48174 questions

Common questions about this ZIP code.

Where is ZIP code 48174?
ZIP 48174 lies mostly in Wayne County, Michigan. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 48174?
Michigan charges 6% statewide.
Is 48174 expensive to live in?
Median rent runs $1,053 a month, about 19% of median household income, and the median home is worth $151,500 — -16% against the typical Michigan ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 48174, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.