
Wayne County · Michigan
ZIP code 48204
- Population
- 19,723
- Median income
- $32,875
- Median home
- $53,600
- Sales tax
- 6%
ZCTA residents
Household, past 12 months
Owner-occupied value
Combined state + local
Quick answer
ZIP 48204 sits in Wayne County, Michigan and is home to 19,723 people. Median household income is $32,875, the median home is worth $53,600 and median gross rent is $970. 52.5% of households own their home, and purchases are taxed at 6% combined.
- County
- Wayne County
- State
- Michigan (MI)
- Area codes
- 231, 248, 313, 517, 586, 734, 947
FIPS 26163
992 ZIPs covered
NANPA codes serving this area
The numbers for 48204
American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.
- Population
- 19,723ZIP 48204 residents
- Median household income
- $32,875Past 12 months, inflation adjusted
- Median home value
- $53,600Owner-occupied units
- Median gross rent
- $970Rent plus utilities, monthly
- Median age
- 41 yrsAll residents
- Homeownership rate
- 52.5%Owner-occupied households
ZIP 48204 in context
How this area compares with national benchmarks.
ZIP 48204 is a mid-size town in Wayne County, Michigan, with 19,723 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #199 of 992 ranked by population — larger than 80% of them. The median age here is 41 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.
Households in ZIP 48204 earn a median of $32,875 a year, 58.1% below the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 36.4% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.
The typical owner-occupied home in ZIP 48204 is valued at $53,600, 82.3% below the national figure, while median gross rent runs $970 a month, 31% below the national figure, or roughly $11,640 across a full year. A household on the local median income would put about 35.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 1.6×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 52.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.
ZIP 48204 is the unusual combination of expensive to rent and cheap to buy: rent takes 35.4% of median income while homes cost only 1.6× it. Where that pattern shows up, the gap is normally down to down-payment and credit barriers rather than price.
No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.
Reading ZIP 48204 in context
How 48204 sits inside Wayne County and Michigan.
ZIP 48204 is tabulated inside Wayne County, Michigan, one of 69 ZIP areas the Census publishes for that county and 992 across Michigan. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 48204 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.
Against its own county, 48204 reports a median household income of $32,875, 43% below the $57,577 county median, and 51% below the $66,726 typical MI ZIP. Owner-occupied homes are valued at a median of $53,600, 66% below the county figure and 70% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $970 a month, which is why it reads higher than the advertised rent on a listing for the same unit.
A taxable purchase made inside 48204 carries 6% at the register, assembled from the Detroit jurisdiction stack: the Michigan state rate plus every county, municipal and special district levy that reaches this address. Because those district boundaries were drawn for schools, transit and hospital funding rather than for mail delivery, two addresses inside 48204 can legitimately fall under different totals — the rate shown here is the one that applies to the dominant jurisdiction.
Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 48204 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.
Sales tax in 48204
What a purchase inside this ZIP costs at checkout.
This ZIP falls inside the Detroit rate area, so state, county, city and district levies are published here as a full stack.
Affordability in this ZIP
Derived from the Census medians above — indicative, not an offer.
A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.
How 48204 compares
ZIP 48204 against the median ZIP in Wayne County and across Michigan.
| Measure | ZIP 48204 | County median | State median | vs state |
|---|---|---|---|---|
| Median household income | $32,875 | $57,577 | $66,726 | -51% |
| Median home value | $53,600 | $155,600 | $179,300 | -70% |
| Median gross rent | $970 | $1,095 | $930 | +4% |
| Population | 19,723 | 24,593 | 4,540 | +334% |
Medians are computed across the 69 ZIP areas in Wayne County and the 992 ZIP areas in Michigan.
Statewide rank
Where this ZIP places among all 992 Michigan ZIP areas.
- Income
- #954
- Home value
- #953
- Population
- #199
richer than 1% of 963 state ZIPs
above 1% of 961 state ZIPs
larger than 80% of 992 state ZIPs
Comparable ZIP codes
Michigan ZIP areas with almost the same household income.
Nearby ZIP codes
Other ZIP codes filed under Wayne County.
Adjacent ZIP Codes
Other ZIP codes in Wayne County, Michigan.
ZIP 48204 questions
Common questions about this ZIP code.
- Where is ZIP code 48204?
- ZIP 48204 lies mostly in Wayne County, Michigan. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
- What sales tax do I pay in 48204?
- Purchases are taxed at 6% combined, built from the Detroit jurisdiction stack.
- Is 48204 expensive to live in?
- Median rent runs $970 a month, about 35% of median household income, and the median home is worth $53,600 — -70% against the typical Michigan ZIP.
- Is a ZCTA the same as a postal ZIP code?
- Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.
Keep going
Related pages for this area.
Sources & transparency
- US Census Bureau, ACS 2019-2023 5-year estimates — 2019-2023 ACS 5-year — population, income, housing
- Census 2020 ZCTA-to-county relationship file — County assignment by largest land-area overlap
- Michigan Department of Treasury — Sales tax rates and local add-ons
Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.