ZIP code 48161

ZIP 48161 is a small city in Monroe County, Michigan, with 26,556 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #117 of 992 ranked by population — larger than 88% of them. The median age here is 42.6 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 48161 earn a median of $65,517 a year, 16.6% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 16.5% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 48161 is valued at $173,200, 42.9% below the national figure, while median gross rent runs $955 a month, 32.1% below the national figure, or roughly $11,460 across a full year. A household on the local median income would put about 17.5% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.6×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 74.9% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 48161 is tabulated inside Monroe County, Michigan, one of 17 ZIP areas the Census publishes for that county and 992 across Michigan. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 48161 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 48161 reports a median household income of $65,517, 18% below the $80,357 county median, and close to the $66,726 typical MI ZIP. Owner-occupied homes are valued at a median of $173,200, 27% below the county figure and 3% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $955 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Michigan charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 48161.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 48161 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.