ZIP code 02650

ZIP 02650 is a small town in Barnstable County, Massachusetts, with 1,017 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #464 of 539 ranked by population — larger than 13% of them. The median age here is 67.1 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 02650 earn a median of $65,982 a year, 16% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 9% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 02650 is valued at $973,800, 221% above the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 14.8×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 90.2% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Home values sit at 14.8× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere. A median age of 67.1 puts ZIP 02650 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

The Census withheld gross rent for ZIP 02650 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

ZIP 02650 is tabulated inside Barnstable County, Massachusetts, one of 47 ZIP areas the Census publishes for that county and 539 across Massachusetts. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 02650 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 02650 reports a median household income of $65,982, 33% below the $98,798 county median, and 38% below the $107,198 typical MA ZIP. Owner-occupied homes are valued at a median of $973,800, 53% above the county figure and 102% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Massachusetts charges 6.25% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 02650.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 02650 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.