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Suffolk County · Massachusetts

ZIP code 02129

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 02129 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
19,994

ZCTA residents

Median income
$157,192

Household, past 12 months

Median home
$926,000

Owner-occupied value

Sales tax
6.25%

Combined state + local

Quick answer

ZIP 02129 sits in Suffolk County, Massachusetts and is home to 19,994 people. Median household income is $157,192, the median home is worth $926,000 and median gross rent is $2,258. 49.6% of households own their home, and purchases are taxed at 6.25% combined.

County
Suffolk County

FIPS 25025

State
Massachusetts (MA)

539 ZIPs covered

Area codes
339, 351, 508, 617, 774, 781, 857, 978

NANPA codes serving this area

Metro area
Boston

Rate jurisdiction used for tax

The numbers for 02129

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
19,994ZIP 02129 residents
Median household income
$157,192Past 12 months, inflation adjusted
Median home value
$926,000Owner-occupied units
Median gross rent
$2,258Rent plus utilities, monthly
Median age
36 yrsAll residents
Homeownership rate
49.6%Owner-occupied households

ZIP 02129 in context

How this area compares with national benchmarks.

ZIP 02129 is a mid-size town in Suffolk County, Massachusetts, with 19,994 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #126 of 539 ranked by population — larger than 76% of them. The median age here is 36 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 02129 earn a median of $157,192 a year, 100.1% above the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 6.3% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 02129 is valued at $926,000, 205.2% above the national figure, while median gross rent runs $2,258 a month, 60.6% above the national figure, or roughly $27,096 across a full year. A household on the local median income would put about 17.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 5.9×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 49.6% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 02129 in context

How 02129 sits inside Suffolk County and Massachusetts.

ZIP 02129 is tabulated inside Suffolk County, Massachusetts, one of 35 ZIP areas the Census publishes for that county and 539 across Massachusetts. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 02129 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 02129 reports a median household income of $157,192, 73% above the $91,111 county median, and 47% above the $107,198 typical MA ZIP. Owner-occupied homes are valued at a median of $926,000, 34% above the county figure and 92% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $2,258 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

A taxable purchase made inside 02129 carries 6.25% at the register, assembled from the Boston jurisdiction stack: the Massachusetts state rate plus every county, municipal and special district levy that reaches this address. Because those district boundaries were drawn for schools, transit and hospital funding rather than for mail delivery, two addresses inside 02129 can legitimately fall under different totals — the rate shown here is the one that applies to the dominant jurisdiction.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 02129 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 02129

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%Boston jurisdiction stack
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

This ZIP falls inside the Boston rate area, so state, county, city and district levies are published here as a full stack.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
17%Median rent ÷ median income
Price-to-income
5.9×Home value ÷ household income
Est. mortgage
$4,805/mo20% down, 30-yr at 6.75%
Poverty rate
6.3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 02129 compares

ZIP 02129 against the median ZIP in Suffolk County and across Massachusetts.

MeasureZIP 02129County medianState medianvs state
Median household income$157,192$91,111$107,198+47%
Median home value$926,000$688,950$481,450+92%
Median gross rent$2,258$2,096$1,591+42%
Population19,99423,4718,755+128%

Medians are computed across the 35 ZIP areas in Suffolk County and the 539 ZIP areas in Massachusetts.

Statewide rank

Where this ZIP places among all 539 Massachusetts ZIP areas.

Income

richer than 86% of 507 state ZIPs

#71
Home value

above 89% of 512 state ZIPs

#58
Population

larger than 77% of 539 state ZIPs

#126

Comparable ZIP codes

Massachusetts ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
02127Suffolk County$156,373$858,600$2,435
01730Middlesex County$158,286$878,200$2,430
01590Worcester County$155,938$526,400$1,167
01543Worcester County$155,504$439,200$998
01746Middlesex County$154,684$620,500$1,651
02460Middlesex County$154,329$1,124,300$2,606

Nearby ZIP codes

Other ZIP codes filed under Suffolk County.

Adjacent ZIP Codes

Other ZIP codes in Suffolk County, Massachusetts.

ZIP 02129 questions

Common questions about this ZIP code.

Where is ZIP code 02129?
ZIP 02129 lies mostly in Suffolk County, Massachusetts. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 02129?
Purchases are taxed at 6.25% combined, built from the Boston jurisdiction stack.
Is 02129 expensive to live in?
Median rent runs $2,258 a month, about 17% of median household income, and the median home is worth $926,000 — +92% against the typical Massachusetts ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 02129, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.