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Worcester County · Massachusetts

ZIP code 01560

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 01560 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
4,914

ZCTA residents

Median income
$98,884

Household, past 12 months

Median home
$442,900

Owner-occupied value

Sales tax
6.25%

Massachusetts state rate

Quick answer

ZIP 01560 sits in Worcester County, Massachusetts and is home to 4,914 people. Median household income is $98,884, the median home is worth $442,900 and median gross rent is $1,364. 57.1% of households own their home, and purchases are taxed at 6.25% (Massachusetts state rate).

County
Worcester County

FIPS 25027

State
Massachusetts (MA)

539 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 01560

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
4,914ZIP 01560 residents
Median household income
$98,884Past 12 months, inflation adjusted
Median home value
$442,900Owner-occupied units
Median gross rent
$1,364Rent plus utilities, monthly
Median age
38.8 yrsAll residents
Homeownership rate
57.1%Owner-occupied households

ZIP 01560 in context

How this area compares with national benchmarks.

ZIP 01560 is a small town in Worcester County, Massachusetts, with 4,914 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #345 of 539 ranked by population — larger than 36% of them. The median age here is 38.8 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 01560 earn a median of $98,884 a year, 25.9% above the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 4.9% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 01560 is valued at $442,900, 46% above the national figure, while median gross rent runs $1,364 a month, 3% below the national figure, or roughly $16,368 across a full year. A household on the local median income would put about 16.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 4.5×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 57.1% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 01560 in context

How 01560 sits inside Worcester County and Massachusetts.

ZIP 01560 is tabulated inside Worcester County, Massachusetts, one of 85 ZIP areas the Census publishes for that county and 539 across Massachusetts. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 01560 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 01560 reports a median household income of $98,884, 3% below the $101,902 county median, and 8% below the $107,198 typical MA ZIP. Owner-occupied homes are valued at a median of $442,900, 14% above the county figure and 8% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,364 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Massachusetts charges 6.25% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 01560.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 01560 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 01560

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Massachusetts levies 6.25% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
17%Median rent ÷ median income
Price-to-income
4.5×Home value ÷ household income
Est. mortgage
$2,298/mo20% down, 30-yr at 6.75%
Poverty rate
4.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 01560 compares

ZIP 01560 against the median ZIP in Worcester County and across Massachusetts.

MeasureZIP 01560County medianState medianvs state
Median household income$98,884$101,902$107,198-8%
Median home value$442,900$389,000$481,450-8%
Median gross rent$1,364$1,275$1,591-14%
Population4,9147,0548,755-44%

Medians are computed across the 85 ZIP areas in Worcester County and the 539 ZIP areas in Massachusetts.

Statewide rank

Where this ZIP places among all 539 Massachusetts ZIP areas.

Income

richer than 41% of 507 state ZIPs

#300
Home value

above 40% of 512 state ZIPs

#305
Population

larger than 36% of 539 state ZIPs

#345

Comparable ZIP codes

Massachusetts ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
01266Berkshire County$98,828$481,600$1,471
02653Barnstable County$98,798$816,700$1,181
01504Worcester County$98,986$394,600$1,157
01267Berkshire County$98,750$438,100$1,280
02190Norfolk County$99,024$554,900$2,012
01007Hampshire County$99,056$350,400$1,301

Nearby ZIP codes

Other ZIP codes filed under Worcester County.

Adjacent ZIP Codes

Other ZIP codes in Worcester County, Massachusetts.

ZIP 01560 questions

Common questions about this ZIP code.

Where is ZIP code 01560?
ZIP 01560 lies mostly in Worcester County, Massachusetts. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 01560?
Massachusetts charges 6.25% statewide.
Is 01560 expensive to live in?
Median rent runs $1,364 a month, about 17% of median household income, and the median home is worth $442,900 — -8% against the typical Massachusetts ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 01560, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.