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Middlesex County · Massachusetts

ZIP code 01474

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 01474 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,249

ZCTA residents

Median income
$130,156

Household, past 12 months

Median home
$427,600

Owner-occupied value

Sales tax
6.25%

Massachusetts state rate

Quick answer

ZIP 01474 sits in Middlesex County, Massachusetts and is home to 2,249 people. Median household income is $130,156, the median home is worth $427,600 and median gross rent is $2,368. 82.8% of households own their home, and purchases are taxed at 6.25% (Massachusetts state rate).

County
Middlesex County

FIPS 25017

State
Massachusetts (MA)

539 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 01474

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,249ZIP 01474 residents
Median household income
$130,156Past 12 months, inflation adjusted
Median home value
$427,600Owner-occupied units
Median gross rent
$2,368Rent plus utilities, monthly
Median age
50.1 yrsAll residents
Homeownership rate
82.8%Owner-occupied households

ZIP 01474 in context

How this area compares with national benchmarks.

ZIP 01474 is a small town in Middlesex County, Massachusetts, with 2,249 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #418 of 539 ranked by population — larger than 22% of them. The median age here is 50.1 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 01474 earn a median of $130,156 a year, 65.7% above the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 9.4% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 01474 is valued at $427,600, 40.9% above the national figure, while median gross rent runs $2,368 a month, 68.4% above the national figure, or roughly $28,416 across a full year. A household on the local median income would put about 21.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3.3×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 82.8% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

A median age of 50.1 puts ZIP 01474 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 01474 in context

How 01474 sits inside Middlesex County and Massachusetts.

ZIP 01474 is tabulated inside Middlesex County, Massachusetts, one of 81 ZIP areas the Census publishes for that county and 539 across Massachusetts. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 01474 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 01474 reports a median household income of $130,156, 5% below the $136,382 county median, and 21% above the $107,198 typical MA ZIP. Owner-occupied homes are valued at a median of $427,600, 39% below the county figure and 11% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $2,368 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Massachusetts charges 6.25% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 01474.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 01474 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 01474

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Massachusetts levies 6.25% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
22%Median rent ÷ median income
Price-to-income
3.3×Home value ÷ household income
Est. mortgage
$2,219/mo20% down, 30-yr at 6.75%
Poverty rate
9.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 01474 compares

ZIP 01474 against the median ZIP in Middlesex County and across Massachusetts.

MeasureZIP 01474County medianState medianvs state
Median household income$130,156$136,382$107,198+21%
Median home value$427,600$699,300$481,450-11%
Median gross rent$2,368$2,082$1,591+49%
Population2,24918,1538,755-74%

Medians are computed across the 81 ZIP areas in Middlesex County and the 539 ZIP areas in Massachusetts.

Statewide rank

Where this ZIP places among all 539 Massachusetts ZIP areas.

Income

richer than 73% of 507 state ZIPs

#135
Home value

above 38% of 512 state ZIPs

#318
Population

larger than 22% of 539 state ZIPs

#418

Comparable ZIP codes

Massachusetts ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
01880Middlesex County$130,419$670,100$1,872
01523Worcester County$130,444$467,400$1,985
01756Worcester County$129,837$605,500$1,947
02130Suffolk County$130,533$763,700$2,434
02322Norfolk County$129,487$482,800$1,648
02648Barnstable County$131,125$580,700$1,533

Nearby ZIP codes

Other ZIP codes filed under Middlesex County.

Adjacent ZIP Codes

Other ZIP codes in Middlesex County, Massachusetts.

ZIP 01474 questions

Common questions about this ZIP code.

Where is ZIP code 01474?
ZIP 01474 lies mostly in Middlesex County, Massachusetts. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 01474?
Massachusetts charges 6.25% statewide.
Is 01474 expensive to live in?
Median rent runs $2,368 a month, about 22% of median household income, and the median home is worth $427,600 — -11% against the typical Massachusetts ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 01474, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.