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Worcester County · Massachusetts

ZIP code 01438

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 01438 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
192

ZCTA residents

Median income
—

Household, past 12 months

Median home
$243,300

Owner-occupied value

Sales tax
6.25%

Massachusetts state rate

Quick answer

ZIP 01438 sits in Worcester County, Massachusetts and is home to 192 people. Median household income is —, the median home is worth $243,300 and median gross rent is —. 81.5% of households own their home, and purchases are taxed at 6.25% (Massachusetts state rate).

County
Worcester County

FIPS 25027

State
Massachusetts (MA)

539 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 01438

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
192ZIP 01438 residents
Median household income
—Past 12 months, inflation adjusted
Median home value
$243,300Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
56.2 yrsAll residents
Homeownership rate
81.5%Owner-occupied households

ZIP 01438 in context

How this area compares with national benchmarks.

ZIP 01438 is a very small community in Worcester County, Massachusetts, with 192 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #511 of 539 ranked by population — larger than 5% of them. The median age here is 56.2 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 01438 earn a median of not published a year. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 1.6% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 01438 is valued at $243,300, 19.8% below the national figure, while median gross rent runs not published a month. 81.5% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

A median age of 56.2 puts ZIP 01438 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages. With 192 residents, a handful of survey responses moves every median on this page. Compare ZIP 01438 against its county rather than against national figures.

The Census withheld household income, gross rent for ZIP 01438 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 01438 in context

How 01438 sits inside Worcester County and Massachusetts.

ZIP 01438 is tabulated inside Worcester County, Massachusetts, one of 85 ZIP areas the Census publishes for that county and 539 across Massachusetts. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 01438 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 01438 reports a median household income of not published. Owner-occupied homes are valued at a median of $243,300, 37% below the county figure and 49% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Massachusetts charges 6.25% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 01438.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 01438 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 01438

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Massachusetts levies 6.25% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
—Home value ÷ household income
Est. mortgage
$1,262/mo20% down, 30-yr at 6.75%
Poverty rate
1.6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 01438 compares

ZIP 01438 against the median ZIP in Worcester County and across Massachusetts.

MeasureZIP 01438County medianState medianvs state
Median household income—$101,902$107,198—
Median home value$243,300$389,000$481,450-49%
Median gross rent—$1,275$1,591—
Population1927,0548,755-98%

Medians are computed across the 85 ZIP areas in Worcester County and the 539 ZIP areas in Massachusetts.

Statewide rank

Where this ZIP places among all 539 Massachusetts ZIP areas.

Income

Not published

—
Home value

above 4% of 512 state ZIPs

#490
Population

larger than 5% of 539 state ZIPs

#511

Nearby ZIP codes

Other ZIP codes filed under Worcester County.

Adjacent ZIP Codes

Other ZIP codes in Worcester County, Massachusetts.

ZIP 01438 questions

Common questions about this ZIP code.

Where is ZIP code 01438?
ZIP 01438 lies mostly in Worcester County, Massachusetts. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 01438?
Massachusetts charges 6.25% statewide.
Is 01438 expensive to live in?
Median rent runs — a month, and the median home is worth $243,300 — -49% against the typical Massachusetts ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 01438, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.