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ZipNumbers

Clay County · Iowa

ZIP code 51338

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 51338 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
912

ZCTA residents

Median income
$56,346

Household, past 12 months

Median home
$120,400

Owner-occupied value

Sales tax
6%

Iowa state rate

Quick answer

ZIP 51338 sits in Clay County, Iowa and is home to 912 people. Median household income is $56,346, the median home is worth $120,400 and median gross rent is $752. 80.6% of households own their home, and purchases are taxed at 6% (Iowa state rate).

County
Clay County

FIPS 19041

State
Iowa (IA)

970 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 51338

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
912ZIP 51338 residents
Median household income
$56,346Past 12 months, inflation adjusted
Median home value
$120,400Owner-occupied units
Median gross rent
$752Rent plus utilities, monthly
Median age
44.5 yrsAll residents
Homeownership rate
80.6%Owner-occupied households

Sales tax in 51338

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Iowa levies 6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
16%Median rent ÷ median income
Price-to-income
2.1×Home value ÷ household income
Est. mortgage
$625/mo20% down, 30-yr at 6.75%
Poverty rate
7.3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 51338 compares

ZIP 51338 against the median ZIP in Clay County and across Iowa.

MeasureZIP 51338County medianState medianvs state
Median household income$56,346$73,672$71,182-21%
Median home value$120,400$120,850$151,550-21%
Median gross rent$752$800$808-7%
Population912396935-2%

Medians are computed across the 10 ZIP areas in Clay County and the 970 ZIP areas in Iowa.

Statewide rank

Where this ZIP places among all 970 Iowa ZIP areas.

Income

richer than 14% of 937 state ZIPs

#808
Home value

above 32% of 922 state ZIPs

#629
Population

larger than 49% of 970 state ZIPs

#491

Comparable ZIP codes

Iowa ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
52591Keokuk County$56,318$119,900$902
52215Tama County$56,311$116,700$681
50655Fayette County$56,250$139,600$629
52586Mahaska County$56,250$107,100
52757Clinton County$56,250$120,300$685
52554Wapello County$56,458$94,400$650

Nearby ZIP codes

Other ZIP codes filed under Clay County.

ZIP 51338 questions

Common questions about this ZIP code.

Where is ZIP code 51338?
ZIP 51338 lies mostly in Clay County, Iowa. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 51338?
Iowa charges 6% statewide, plus any county, city or district rate that applies locally.
Is 51338 expensive to live in?
Median rent runs $752 a month, about 16% of median household income, and the median home is worth $120,400-21% against the typical Iowa ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 51338, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.