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Polk County · Iowa

ZIP code 50309

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 50309 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
9,199

ZCTA residents

Median income
$57,974

Household, past 12 months

Median home
$286,900

Owner-occupied value

Sales tax
7%

Combined state + local

Quick answer

ZIP 50309 sits in Polk County, Iowa and is home to 9,199 people. Median household income is $57,974, the median home is worth $286,900 and median gross rent is $1,166. 11.7% of households own their home, and purchases are taxed at 7% combined.

County
Polk County

FIPS 19153

State
Iowa (IA)

970 ZIPs covered

Area codes
515

NANPA codes serving this area

Metro area
Des Moines

Rate jurisdiction used for tax

The numbers for 50309

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
9,199ZIP 50309 residents
Median household income
$57,974Past 12 months, inflation adjusted
Median home value
$286,900Owner-occupied units
Median gross rent
$1,166Rent plus utilities, monthly
Median age
28.9 yrsAll residents
Homeownership rate
11.7%Owner-occupied households

ZIP 50309 in context

How this area compares with national benchmarks.

ZIP 50309 is a mid-size town in Polk County, Iowa, with 9,199 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #86 of 970 ranked by population — larger than 91% of them. The median age here is 28.9 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 50309 earn a median of $57,974 a year, 26.2% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 17.1% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 50309 is valued at $286,900, 5.4% below the national figure, while median gross rent runs $1,166 a month, 17.1% below the national figure, or roughly $13,992 across a full year. A household on the local median income would put about 24.1% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 4.9×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 11.7% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

A median age of 28.9 means a large student or early-career population; income medians in places like this understate household resources, since many residents are supported from outside the address.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 50309 in context

How 50309 sits inside Polk County and Iowa.

ZIP 50309 is tabulated inside Polk County, Iowa, one of 33 ZIP areas the Census publishes for that county and 970 across Iowa. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 50309 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 50309 reports a median household income of $57,974, 35% below the $89,323 county median, and 19% below the $71,182 typical IA ZIP. Owner-occupied homes are valued at a median of $286,900, 7% above the county figure and 89% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,166 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

A taxable purchase made inside 50309 carries 7% at the register, assembled from the Des Moines jurisdiction stack: the Iowa state rate plus every county, municipal and special district levy that reaches this address. Because those district boundaries were drawn for schools, transit and hospital funding rather than for mail delivery, two addresses inside 50309 can legitimately fall under different totals — the rate shown here is the one that applies to the dominant jurisdiction.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 50309 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 50309

What a purchase inside this ZIP costs at checkout.

Rate applied
7%Des Moines jurisdiction stack
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

This ZIP falls inside the Des Moines rate area, so state, county, city and district levies are published here as a full stack.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
24%Median rent ÷ median income
Price-to-income
4.9×Home value ÷ household income
Est. mortgage
$1,489/mo20% down, 30-yr at 6.75%
Poverty rate
17.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 50309 compares

ZIP 50309 against the median ZIP in Polk County and across Iowa.

MeasureZIP 50309County medianState medianvs state
Median household income$57,974$89,323$71,182-19%
Median home value$286,900$267,600$151,550+89%
Median gross rent$1,166$1,078$808+44%
Population9,19912,875935+884%

Medians are computed across the 33 ZIP areas in Polk County and the 970 ZIP areas in Iowa.

Statewide rank

Where this ZIP places among all 970 Iowa ZIP areas.

Income

richer than 17% of 937 state ZIPs

#780
Home value

above 93% of 922 state ZIPs

#62
Population

larger than 91% of 970 state ZIPs

#86

Comparable ZIP codes

Iowa ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
50424Winnebago County$58,125$109,200$643
51566Montgomery County$58,264$116,200$783
52316Iowa County$57,607$151,300$655
50628Howard County$57,596$140,900$652
50574Pocahontas County$57,589$104,700$801
52540Jefferson County$57,589$106,600$718

Nearby ZIP codes

Other ZIP codes filed under Polk County.

Adjacent ZIP Codes

Other ZIP codes in Polk County, Iowa.

ZIP 50309 questions

Common questions about this ZIP code.

Where is ZIP code 50309?
ZIP 50309 lies mostly in Polk County, Iowa. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 50309?
Purchases are taxed at 7% combined, built from the Des Moines jurisdiction stack.
Is 50309 expensive to live in?
Median rent runs $1,166 a month, about 24% of median household income, and the median home is worth $286,900 — +89% against the typical Iowa ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 50309, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.