ZIP code 47858

ZIP 47858 is a very small community in Clay County, Indiana, with 952 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #594 of 807 ranked by population — larger than 26% of them. The median age here is 24.7 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 47858 earn a median of $49,459 a year, 37% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 43.6% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 47858 is valued at $132,800, 56.2% below the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 2.7×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 47.7% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

A median age of 24.7 means a large student or early-career population; income medians in places like this understate household resources, since many residents are supported from outside the address. With 952 residents, a handful of survey responses moves every median on this page. Compare ZIP 47858 against its county rather than against national figures.

The Census withheld gross rent for ZIP 47858 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

ZIP 47858 is tabulated inside Clay County, Indiana, one of 10 ZIP areas the Census publishes for that county and 807 across Indiana. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 47858 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 47858 reports a median household income of $49,459, 19% below the $61,307 county median, and 28% below the $68,990 typical IN ZIP. Owner-occupied homes are valued at a median of $132,800, close to the county figure and 21% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Indiana charges 7% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 47858.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 47858 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.