ZIP code 46959

ZIP 46959 is a very small community in Miami County, Indiana, with 573 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #647 of 807 ranked by population — larger than 19% of them. The median age here is 49 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 46959 earn a median of $96,442 a year, 22.8% above the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 7.7% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 46959 is valued at not published, while median gross rent runs $459 a month, 67.4% below the national figure, or roughly $5,508 across a full year. A household on the local median income would put about 5.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. 70.2% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

With 573 residents, a handful of survey responses moves every median on this page. Compare ZIP 46959 against its county rather than against national figures.

The Census withheld home value for ZIP 46959 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

ZIP 46959 is tabulated inside Miami County, Indiana, one of 8 ZIP areas the Census publishes for that county and 807 across Indiana. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 46959 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 46959 reports a median household income of $96,442, 42% above the $67,679 county median, and 40% above the $68,990 typical IN ZIP. Owner-occupied homes are valued at a median of not published. Rent is reported gross — the contract amount plus tenant-paid utilities — at $459 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Indiana charges 7% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 46959.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 46959 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.