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Huntington County · Indiana

ZIP code 46783

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 46783 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
7,610

ZCTA residents

Median income
$98,679

Household, past 12 months

Median home
$283,300

Owner-occupied value

Sales tax
7%

Indiana state rate

Quick answer

ZIP 46783 sits in Huntington County, Indiana and is home to 7,610 people. Median household income is $98,679, the median home is worth $283,300 and median gross rent is $861. 90.9% of households own their home, and purchases are taxed at 7% (Indiana state rate).

County
Huntington County

FIPS 18069

State
Indiana (IN)

807 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 46783

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
7,610ZIP 46783 residents
Median household income
$98,679Past 12 months, inflation adjusted
Median home value
$283,300Owner-occupied units
Median gross rent
$861Rent plus utilities, monthly
Median age
40.4 yrsAll residents
Homeownership rate
90.9%Owner-occupied households

ZIP 46783 in context

How this area compares with national benchmarks.

ZIP 46783 is a mid-size town in Huntington County, Indiana, with 7,610 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #250 of 807 ranked by population — larger than 69% of them. The median age here is 40.4 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 46783 earn a median of $98,679 a year, 25.6% above the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 4.8% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 46783 is valued at $283,300, 6.6% below the national figure, while median gross rent runs $861 a month, 38.8% below the national figure, or roughly $10,332 across a full year. A household on the local median income would put about 10.5% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.9×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 90.9% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 46783 in context

How 46783 sits inside Huntington County and Indiana.

ZIP 46783 is tabulated inside Huntington County, Indiana, one of 4 ZIP areas the Census publishes for that county and 807 across Indiana. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 46783 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 46783 reports a median household income of $98,679, 45% above the $68,194 county median, and 43% above the $68,990 typical IN ZIP. Owner-occupied homes are valued at a median of $283,300, 96% above the county figure and 69% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $861 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Indiana charges 7% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 46783.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 46783 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 46783

What a purchase inside this ZIP costs at checkout.

Rate applied
7%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

Indiana levies 7% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
10%Median rent ÷ median income
Price-to-income
2.9×Home value ÷ household income
Est. mortgage
$1,470/mo20% down, 30-yr at 6.75%
Poverty rate
4.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 46783 compares

ZIP 46783 against the median ZIP in Huntington County and across Indiana.

MeasureZIP 46783County medianState medianvs state
Median household income$98,679$68,194$68,990+43%
Median home value$283,300$144,550$168,100+69%
Median gross rent$861$862$895-4%
Population7,6105,5942,793+172%

Medians are computed across the 4 ZIP areas in Huntington County and the 807 ZIP areas in Indiana.

Statewide rank

Where this ZIP places among all 807 Indiana ZIP areas.

Income

richer than 92% of 734 state ZIPs

#61
Home value

above 93% of 733 state ZIPs

#54
Population

larger than 69% of 807 state ZIPs

#250

Comparable ZIP codes

Indiana ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
46763Noble County$98,603$260,800—
46748Allen County$98,443$257,700$1,147
47994Montgomery County$98,125$111,200$638
46341Porter County$99,444$248,900$897
47234Shelby County$99,479$179,300—
47141Clark County$97,868$198,300—

Nearby ZIP codes

Other ZIP codes filed under Huntington County.

Adjacent ZIP Codes

Other ZIP codes in Huntington County, Indiana.

ZIP 46783 questions

Common questions about this ZIP code.

Where is ZIP code 46783?
ZIP 46783 lies mostly in Huntington County, Indiana. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 46783?
Indiana charges 7% statewide.
Is 46783 expensive to live in?
Median rent runs $861 a month, about 10% of median household income, and the median home is worth $283,300 — +69% against the typical Indiana ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 46783, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.