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ZipNumbers

Steuben County · Indiana

ZIP code 46776

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 46776 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,607

ZCTA residents

Median income
$54,866

Household, past 12 months

Median home
$187,500

Owner-occupied value

Sales tax
7%

Indiana state rate

Quick answer

ZIP 46776 sits in Steuben County, Indiana and is home to 1,607 people. Median household income is $54,866, the median home is worth $187,500 and median gross rent is $736. 82% of households own their home, and purchases are taxed at 7% (Indiana state rate).

County
Steuben County

FIPS 18151

State
Indiana (IN)

807 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 46776

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,607ZIP 46776 residents
Median household income
$54,866Past 12 months, inflation adjusted
Median home value
$187,500Owner-occupied units
Median gross rent
$736Rent plus utilities, monthly
Median age
45.4 yrsAll residents
Homeownership rate
82%Owner-occupied households

Sales tax in 46776

What a purchase inside this ZIP costs at checkout.

Rate applied
7%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

Indiana levies 7% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
16%Median rent ÷ median income
Price-to-income
3.4×Home value ÷ household income
Est. mortgage
$973/mo20% down, 30-yr at 6.75%
Poverty rate
7.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 46776 compares

ZIP 46776 against the median ZIP in Steuben County and across Indiana.

MeasureZIP 46776County medianState medianvs state
Median household income$54,866$71,434$68,990-20%
Median home value$187,500$187,450$168,100+12%
Median gross rent$736$898$895-18%
Population1,6072,8462,793-42%

Medians are computed across the 6 ZIP areas in Steuben County and the 807 ZIP areas in Indiana.

Statewide rank

Where this ZIP places among all 807 Indiana ZIP areas.

Income

richer than 16% of 734 state ZIPs

#614
Home value

above 63% of 733 state ZIPs

#269
Population

larger than 38% of 807 state ZIPs

#502

Comparable ZIP codes

Indiana ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
47847Vermillion County$54,840$57,000$759
46516Elkhart County$54,934$150,400$986
47137Crawford County$54,737$116,300$645
47404Monroe County$54,674$243,500$1,159
46947Cass County$55,088$110,300$791
47714Vanderburgh County$54,614$124,800$951

Nearby ZIP codes

Other ZIP codes filed under Steuben County.

ZIP 46776 questions

Common questions about this ZIP code.

Where is ZIP code 46776?
ZIP 46776 lies mostly in Steuben County, Indiana. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 46776?
Indiana charges 7% statewide.
Is 46776 expensive to live in?
Median rent runs $736 a month, about 16% of median household income, and the median home is worth $187,500+12% against the typical Indiana ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 46776, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.