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ZipNumbers

Adams County · Indiana

ZIP code 46740

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 46740 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
4,766

ZCTA residents

Median income
$59,230

Household, past 12 months

Median home
$178,900

Owner-occupied value

Sales tax
7%

Indiana state rate

Quick answer

ZIP 46740 sits in Adams County, Indiana and is home to 4,766 people. Median household income is $59,230, the median home is worth $178,900 and median gross rent is $643. 83.3% of households own their home, and purchases are taxed at 7% (Indiana state rate).

County
Adams County

FIPS 18001

State
Indiana (IN)

807 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 46740

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
4,766ZIP 46740 residents
Median household income
$59,230Past 12 months, inflation adjusted
Median home value
$178,900Owner-occupied units
Median gross rent
$643Rent plus utilities, monthly
Median age
21.9 yrsAll residents
Homeownership rate
83.3%Owner-occupied households

Sales tax in 46740

What a purchase inside this ZIP costs at checkout.

Rate applied
7%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

Indiana levies 7% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
13%Median rent ÷ median income
Price-to-income
3.0×Home value ÷ household income
Est. mortgage
$928/mo20% down, 30-yr at 6.75%
Poverty rate
14.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 46740 compares

ZIP 46740 against the median ZIP in Adams County and across Indiana.

MeasureZIP 46740County medianState medianvs state
Median household income$59,230$61,811$68,990-14%
Median home value$178,900$179,550$168,100+6%
Median gross rent$643$769$895-28%
Population4,7666,4892,793+71%

Medians are computed across the 4 ZIP areas in Adams County and the 807 ZIP areas in Indiana.

Statewide rank

Where this ZIP places among all 807 Indiana ZIP areas.

Income

richer than 26% of 734 state ZIPs

#541
Home value

above 57% of 733 state ZIPs

#313
Population

larger than 61% of 807 state ZIPs

#313

Comparable ZIP codes

Indiana ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
47371Jay County$59,215$116,100$746
46914Miami County$59,205$121,400$592
47803Vigo County$59,306$146,600$895
47564Pike County$59,125$148,100$932
47588Spencer County$59,096$112,800$906
47932Fountain County$59,365$171,600$835

Nearby ZIP codes

Other ZIP codes filed under Adams County.

ZIP 46740 questions

Common questions about this ZIP code.

Where is ZIP code 46740?
ZIP 46740 lies mostly in Adams County, Indiana. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 46740?
Indiana charges 7% statewide.
Is 46740 expensive to live in?
Median rent runs $643 a month, about 13% of median household income, and the median home is worth $178,900+6% against the typical Indiana ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 46740, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.