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ZipNumbers

Whitley County · Indiana

ZIP code 46725

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 46725 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
22,941

ZCTA residents

Median income
$76,214

Household, past 12 months

Median home
$216,700

Owner-occupied value

Sales tax
7%

Indiana state rate

Quick answer

ZIP 46725 sits in Whitley County, Indiana and is home to 22,941 people. Median household income is $76,214, the median home is worth $216,700 and median gross rent is $907. 79.3% of households own their home, and purchases are taxed at 7% (Indiana state rate).

County
Whitley County

FIPS 18183

State
Indiana (IN)

807 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 46725

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
22,941ZIP 46725 residents
Median household income
$76,214Past 12 months, inflation adjusted
Median home value
$216,700Owner-occupied units
Median gross rent
$907Rent plus utilities, monthly
Median age
42.4 yrsAll residents
Homeownership rate
79.3%Owner-occupied households

Sales tax in 46725

What a purchase inside this ZIP costs at checkout.

Rate applied
7%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

Indiana levies 7% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
14%Median rent ÷ median income
Price-to-income
2.8×Home value ÷ household income
Est. mortgage
$1,124/mo20% down, 30-yr at 6.75%
Poverty rate
8.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 46725 compares

ZIP 46725 against the median ZIP in Whitley County and across Indiana.

MeasureZIP 46725County medianState medianvs state
Median household income$76,214$73,122$68,990+10%
Median home value$216,700$207,750$168,100+29%
Median gross rent$907$844$895+1%
Population22,9415,8602,793+721%

Medians are computed across the 4 ZIP areas in Whitley County and the 807 ZIP areas in Indiana.

Statewide rank

Where this ZIP places among all 807 Indiana ZIP areas.

Income

richer than 66% of 734 state ZIPs

#251
Home value

above 76% of 733 state ZIPs

#174
Population

larger than 86% of 807 state ZIPs

#109

Comparable ZIP codes

Indiana ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
46322Lake County$76,219$219,500$1,202
47006Ripley County$76,220$237,400$776
47160Harrison County$76,250$116,700$850
47683Gibson County$76,250$112,500$650
47981Tippecanoe County$76,250$173,300
46706DeKalb County$76,288$194,900$829

Nearby ZIP codes

Other ZIP codes filed under Whitley County.

ZIP 46725 questions

Common questions about this ZIP code.

Where is ZIP code 46725?
ZIP 46725 lies mostly in Whitley County, Indiana. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 46725?
Indiana charges 7% statewide.
Is 46725 expensive to live in?
Median rent runs $907 a month, about 14% of median household income, and the median home is worth $216,700+29% against the typical Indiana ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 46725, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.