ZIP code 46725

ZIP 46725 is a mid-size town in Whitley County, Indiana, with 22,941 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #109 of 807 ranked by population — larger than 86% of them. The median age here is 42.4 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 46725 earn a median of $76,214 a year, 3% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 8.8% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 46725 is valued at $216,700, 28.6% below the national figure, while median gross rent runs $907 a month, 35.5% below the national figure, or roughly $10,884 across a full year. A household on the local median income would put about 14.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.8×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 79.3% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 46725 is tabulated inside Whitley County, Indiana, one of 4 ZIP areas the Census publishes for that county and 807 across Indiana. This is a mid-sized ZIP that covers a large share of its county's addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 46725 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 46725 reports a median household income of $76,214, 4% above the $73,122 county median, and 10% above the $68,990 typical IN ZIP. Owner-occupied homes are valued at a median of $216,700, 4% above the county figure and 29% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $907 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Indiana charges 7% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 46725.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 46725 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.