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ZipNumbers

Elkhart County · Indiana

ZIP code 46553

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 46553 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
3,790

ZCTA residents

Median income
$85,861

Household, past 12 months

Median home
$245,800

Owner-occupied value

Sales tax
7%

Indiana state rate

Quick answer

ZIP 46553 sits in Elkhart County, Indiana and is home to 3,790 people. Median household income is $85,861, the median home is worth $245,800 and median gross rent is $1,013. 89.2% of households own their home, and purchases are taxed at 7% (Indiana state rate).

County
Elkhart County

FIPS 18039

State
Indiana (IN)

807 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 46553

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
3,790ZIP 46553 residents
Median household income
$85,861Past 12 months, inflation adjusted
Median home value
$245,800Owner-occupied units
Median gross rent
$1,013Rent plus utilities, monthly
Median age
32.3 yrsAll residents
Homeownership rate
89.2%Owner-occupied households

Sales tax in 46553

What a purchase inside this ZIP costs at checkout.

Rate applied
7%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

Indiana levies 7% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
14%Median rent ÷ median income
Price-to-income
2.9×Home value ÷ household income
Est. mortgage
$1,275/mo20% down, 30-yr at 6.75%
Poverty rate
10.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 46553 compares

ZIP 46553 against the median ZIP in Elkhart County and across Indiana.

MeasureZIP 46553County medianState medianvs state
Median household income$85,861$79,375$68,990+24%
Median home value$245,800$231,300$168,100+46%
Median gross rent$1,013$1,056$895+13%
Population3,79013,2392,793+36%

Medians are computed across the 11 ZIP areas in Elkhart County and the 807 ZIP areas in Indiana.

Statewide rank

Where this ZIP places among all 807 Indiana ZIP areas.

Income

richer than 81% of 734 state ZIPs

#140
Home value

above 85% of 733 state ZIPs

#110
Population

larger than 56% of 807 state ZIPs

#357

Comparable ZIP codes

Indiana ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
47849Sullivan County$85,909$156,400
47142Harrison County$86,094$178,000
46181Johnson County$85,625$278,600$951
46142Johnson County$85,611$266,000$1,122
46113Morgan County$85,510$225,700$1,350
47012Franklin County$86,369$242,100$742

Nearby ZIP codes

Other ZIP codes filed under Elkhart County.

ZIP 46553 questions

Common questions about this ZIP code.

Where is ZIP code 46553?
ZIP 46553 lies mostly in Elkhart County, Indiana. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 46553?
Indiana charges 7% statewide.
Is 46553 expensive to live in?
Median rent runs $1,013 a month, about 14% of median household income, and the median home is worth $245,800+46% against the typical Indiana ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 46553, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.