Skip to content
ZipNumbers
Grid of numbered green mailboxes in an apartment lobby, illustrating ZIP code listings

Marshall County · Indiana

ZIP code 46506

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 46506 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
10,095

ZCTA residents

Median income
$72,689

Household, past 12 months

Median home
$224,600

Owner-occupied value

Sales tax
7%

Indiana state rate

Quick answer

ZIP 46506 sits in Marshall County, Indiana and is home to 10,095 people. Median household income is $72,689, the median home is worth $224,600 and median gross rent is $934. 75.5% of households own their home, and purchases are taxed at 7% (Indiana state rate).

County
Marshall County

FIPS 18099

State
Indiana (IN)

807 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 46506

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
10,095ZIP 46506 residents
Median household income
$72,689Past 12 months, inflation adjusted
Median home value
$224,600Owner-occupied units
Median gross rent
$934Rent plus utilities, monthly
Median age
37.6 yrsAll residents
Homeownership rate
75.5%Owner-occupied households

ZIP 46506 in context

How this area compares with national benchmarks.

ZIP 46506 is a mid-size town in Marshall County, Indiana, with 10,095 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #212 of 807 ranked by population — larger than 73% of them. The median age here is 37.6 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 46506 earn a median of $72,689 a year, 7.4% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 10.1% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 46506 is valued at $224,600, 26% below the national figure, while median gross rent runs $934 a month, 33.6% below the national figure, or roughly $11,208 across a full year. A household on the local median income would put about 15.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.1×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 75.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 46506 in context

How 46506 sits inside Marshall County and Indiana.

ZIP 46506 is tabulated inside Marshall County, Indiana, one of 9 ZIP areas the Census publishes for that county and 807 across Indiana. This is a mid-sized ZIP that covers a large share of its county's addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 46506 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 46506 reports a median household income of $72,689, 17% above the $62,267 county median, and 5% above the $68,990 typical IN ZIP. Owner-occupied homes are valued at a median of $224,600, 28% above the county figure and 34% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $934 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Indiana charges 7% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 46506.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 46506 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 46506

What a purchase inside this ZIP costs at checkout.

Rate applied
7%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

Indiana levies 7% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
15%Median rent ÷ median income
Price-to-income
3.1×Home value ÷ household income
Est. mortgage
$1,165/mo20% down, 30-yr at 6.75%
Poverty rate
10.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 46506 compares

ZIP 46506 against the median ZIP in Marshall County and across Indiana.

MeasureZIP 46506County medianState medianvs state
Median household income$72,689$62,267$68,990+5%
Median home value$224,600$174,800$168,100+34%
Median gross rent$934$861$895+4%
Population10,0953,3912,793+261%

Medians are computed across the 9 ZIP areas in Marshall County and the 807 ZIP areas in Indiana.

Statewide rank

Where this ZIP places among all 807 Indiana ZIP areas.

Income

richer than 59% of 734 state ZIPs

#304
Home value

above 79% of 733 state ZIPs

#156
Population

larger than 74% of 807 state ZIPs

#212

Comparable ZIP codes

Indiana ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
46368Porter County$72,638$213,500$1,140
47001Dearborn County$72,560$190,300$848
46017Madison County$72,468$138,500$972
47970Warren County$72,468$162,700$901
46737Steuben County$72,927$187,400$1,116
46035Clinton County$72,446$131,700$778

Nearby ZIP codes

Other ZIP codes filed under Marshall County.

Adjacent ZIP Codes

Other ZIP codes in Marshall County, Indiana.

ZIP 46506 questions

Common questions about this ZIP code.

Where is ZIP code 46506?
ZIP 46506 lies mostly in Marshall County, Indiana. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 46506?
Indiana charges 7% statewide.
Is 46506 expensive to live in?
Median rent runs $934 a month, about 15% of median household income, and the median home is worth $224,600 — +34% against the typical Indiana ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 46506, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.