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ZipNumbers

Lake County · Indiana

ZIP code 46311

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 46311 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
23,405

ZCTA residents

Median income
$109,167

Household, past 12 months

Median home
$300,000

Owner-occupied value

Sales tax
7%

Indiana state rate

Quick answer

ZIP 46311 sits in Lake County, Indiana and is home to 23,405 people. Median household income is $109,167, the median home is worth $300,000 and median gross rent is $1,221. 90.3% of households own their home, and purchases are taxed at 7% (Indiana state rate).

County
Lake County

FIPS 18089

State
Indiana (IN)

807 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 46311

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
23,405ZIP 46311 residents
Median household income
$109,167Past 12 months, inflation adjusted
Median home value
$300,000Owner-occupied units
Median gross rent
$1,221Rent plus utilities, monthly
Median age
43.2 yrsAll residents
Homeownership rate
90.3%Owner-occupied households

Sales tax in 46311

What a purchase inside this ZIP costs at checkout.

Rate applied
7%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

Indiana levies 7% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
13%Median rent ÷ median income
Price-to-income
2.7×Home value ÷ household income
Est. mortgage
$1,557/mo20% down, 30-yr at 6.75%
Poverty rate
5.3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 46311 compares

ZIP 46311 against the median ZIP in Lake County and across Indiana.

MeasureZIP 46311County medianState medianvs state
Median household income$109,167$61,427$68,990+58%
Median home value$300,000$158,850$168,100+78%
Median gross rent$1,221$1,135$895+36%
Population23,40516,9102,793+738%

Medians are computed across the 27 ZIP areas in Lake County and the 807 ZIP areas in Indiana.

Statewide rank

Where this ZIP places among all 807 Indiana ZIP areas.

Income

richer than 96% of 734 state ZIPs

#32
Home value

above 95% of 733 state ZIPs

#38
Population

larger than 87% of 807 state ZIPs

#104

Comparable ZIP codes

Indiana ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
47920Tippecanoe County$108,992$263,100$983
47613Warrick County$108,871$218,300$757
46731Wells County$108,542$254,500
46130Shelby County$110,221$285,400$1,045
46543Elkhart County$110,685$284,400$1,074
47574Perry County$111,250

Nearby ZIP codes

Other ZIP codes filed under Lake County.

ZIP 46311 questions

Common questions about this ZIP code.

Where is ZIP code 46311?
ZIP 46311 lies mostly in Lake County, Indiana. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 46311?
Indiana charges 7% statewide.
Is 46311 expensive to live in?
Median rent runs $1,221 a month, about 13% of median household income, and the median home is worth $300,000+78% against the typical Indiana ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 46311, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.