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Johnson County · Indiana

ZIP code 46106

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 46106 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
9,482

ZCTA residents

Median income
$106,914

Household, past 12 months

Median home
$430,500

Owner-occupied value

Sales tax
7%

Indiana state rate

Quick answer

ZIP 46106 sits in Johnson County, Indiana and is home to 9,482 people. Median household income is $106,914, the median home is worth $430,500 and median gross rent is $1,546. 83.2% of households own their home, and purchases are taxed at 7% (Indiana state rate).

County
Johnson County

FIPS 18081

State
Indiana (IN)

807 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 46106

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
9,482ZIP 46106 residents
Median household income
$106,914Past 12 months, inflation adjusted
Median home value
$430,500Owner-occupied units
Median gross rent
$1,546Rent plus utilities, monthly
Median age
38.1 yrsAll residents
Homeownership rate
83.2%Owner-occupied households

ZIP 46106 in context

How this area compares with national benchmarks.

ZIP 46106 is a mid-size town in Johnson County, Indiana, with 9,482 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #217 of 807 ranked by population — larger than 73% of them. The median age here is 38.1 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 46106 earn a median of $106,914 a year, 36.1% above the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 8.8% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 46106 is valued at $430,500, 41.9% above the national figure, while median gross rent runs $1,546 a month, 10% above the national figure, or roughly $18,552 across a full year. A household on the local median income would put about 17.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 4×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 83.2% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 46106 in context

How 46106 sits inside Johnson County and Indiana.

ZIP 46106 is tabulated inside Johnson County, Indiana, one of 7 ZIP areas the Census publishes for that county and 807 across Indiana. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 46106 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 46106 reports a median household income of $106,914, 20% above the $89,401 county median, and 55% above the $68,990 typical IN ZIP. Owner-occupied homes are valued at a median of $430,500, 55% above the county figure and 156% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,546 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Indiana charges 7% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 46106.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 46106 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 46106

What a purchase inside this ZIP costs at checkout.

Rate applied
7%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

Indiana levies 7% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
17%Median rent ÷ median income
Price-to-income
4.0×Home value ÷ household income
Est. mortgage
$2,234/mo20% down, 30-yr at 6.75%
Poverty rate
8.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 46106 compares

ZIP 46106 against the median ZIP in Johnson County and across Indiana.

MeasureZIP 46106County medianState medianvs state
Median household income$106,914$89,401$68,990+55%
Median home value$430,500$278,600$168,100+156%
Median gross rent$1,546$1,275$895+73%
Population9,48213,4642,793+239%

Medians are computed across the 7 ZIP areas in Johnson County and the 807 ZIP areas in Indiana.

Statewide rank

Where this ZIP places among all 807 Indiana ZIP areas.

Income

richer than 95% of 734 state ZIPs

#36
Home value

above 99% of 733 state ZIPs

#8
Population

larger than 73% of 807 state ZIPs

#217

Comparable ZIP codes

Indiana ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
47992Tippecanoe County$106,458$204,200$1,083
47122Floyd County$106,034$268,200$902
46321Lake County$105,764$312,000$1,480
47725Vanderburgh County$105,528$270,700$1,632
46731Wells County$108,542$254,500—
46765Allen County$105,114$281,900$1,148

Nearby ZIP codes

Other ZIP codes filed under Johnson County.

Adjacent ZIP Codes

Other ZIP codes in Johnson County, Indiana.

ZIP 46106 questions

Common questions about this ZIP code.

Where is ZIP code 46106?
ZIP 46106 lies mostly in Johnson County, Indiana. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 46106?
Indiana charges 7% statewide.
Is 46106 expensive to live in?
Median rent runs $1,546 a month, about 17% of median household income, and the median home is worth $430,500 — +156% against the typical Indiana ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 46106, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.