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Cumberland County · Illinois

ZIP code 62469

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 62469 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
428

ZCTA residents

Median income
$113,512

Household, past 12 months

Median home
$98,900

Owner-occupied value

Sales tax
6.25%

Illinois state rate

Quick answer

ZIP 62469 sits in Cumberland County, Illinois and is home to 428 people. Median household income is $113,512, the median home is worth $98,900 and median gross rent is —. 55.2% of households own their home, and purchases are taxed at 6.25% (Illinois state rate).

County
Cumberland County

FIPS 17035

State
Illinois (IL)

1,396 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 62469

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
428ZIP 62469 residents
Median household income
$113,512Past 12 months, inflation adjusted
Median home value
$98,900Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
29.4 yrsAll residents
Homeownership rate
55.2%Owner-occupied households

ZIP 62469 in context

How this area compares with national benchmarks.

ZIP 62469 is a very small community in Cumberland County, Illinois, with 428 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #1147 of 1,396 ranked by population — larger than 17% of them. The median age here is 29.4 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 62469 earn a median of $113,512 a year, 44.5% above the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 0% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 62469 is valued at $98,900, 67.4% below the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 0.9×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 55.2% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

A median age of 29.4 means a large student or early-career population; income medians in places like this understate household resources, since many residents are supported from outside the address. With 428 residents, a handful of survey responses moves every median on this page. Compare ZIP 62469 against its county rather than against national figures.

The Census withheld gross rent for ZIP 62469 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 62469 in context

How 62469 sits inside Cumberland County and Illinois.

ZIP 62469 is tabulated inside Cumberland County, Illinois, one of 5 ZIP areas the Census publishes for that county and 1,396 across Illinois. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 62469 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 62469 reports a median household income of $113,512, 68% above the $67,708 county median, and 56% above the $72,734 typical IL ZIP. Owner-occupied homes are valued at a median of $98,900, 9% below the county figure and 33% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Illinois charges 6.25% statewide, and local governments overlapping 62469 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 62469 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 62469

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Illinois levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
0.9×Home value ÷ household income
Est. mortgage
$513/mo20% down, 30-yr at 6.75%
Poverty rate
0%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 62469 compares

ZIP 62469 against the median ZIP in Cumberland County and across Illinois.

MeasureZIP 62469County medianState medianvs state
Median household income$113,512$67,708$72,734+56%
Median home value$98,900$108,300$146,900-33%
Median gross rent—$777$906—
Population4282,3111,856-77%

Medians are computed across the 5 ZIP areas in Cumberland County and the 1396 ZIP areas in Illinois.

Statewide rank

Where this ZIP places among all 1396 Illinois ZIP areas.

Income

richer than 90% of 1,344 state ZIPs

#132
Home value

above 20% of 1,335 state ZIPs

#1,068
Population

larger than 18% of 1,396 state ZIPs

#1,147

Comparable ZIP codes

Illinois ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
60156McHenry County$113,491$296,400$1,634
62535Macon County$113,456$289,800$1,207
60525Cook County$113,718$422,500$1,475
62282St. Clair County$113,167$168,800$788
60031Lake County$114,008$322,300$1,601
60431Will County$114,098$275,100$1,408

Nearby ZIP codes

Other ZIP codes filed under Cumberland County.

Adjacent ZIP Codes

Other ZIP codes in Cumberland County, Illinois.

ZIP 62469 questions

Common questions about this ZIP code.

Where is ZIP code 62469?
ZIP 62469 lies mostly in Cumberland County, Illinois. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 62469?
Illinois charges 6.25% statewide, plus any county, city or district rate that applies locally.
Is 62469 expensive to live in?
Median rent runs — a month, and the median home is worth $98,900 — -33% against the typical Illinois ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 62469, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.