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ZipNumbers

Cumberland County · Illinois

ZIP code 62428

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 62428 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,614

ZCTA residents

Median income
$56,392

Household, past 12 months

Median home
$99,100

Owner-occupied value

Sales tax
6.25%

Illinois state rate

Quick answer

ZIP 62428 sits in Cumberland County, Illinois and is home to 2,614 people. Median household income is $56,392, the median home is worth $99,100 and median gross rent is $645. 86.2% of households own their home, and purchases are taxed at 6.25% (Illinois state rate).

County
Cumberland County

FIPS 17035

State
Illinois (IL)

1,396 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 62428

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,614ZIP 62428 residents
Median household income
$56,392Past 12 months, inflation adjusted
Median home value
$99,100Owner-occupied units
Median gross rent
$645Rent plus utilities, monthly
Median age
42.1 yrsAll residents
Homeownership rate
86.2%Owner-occupied households

Sales tax in 62428

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Illinois levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
14%Median rent ÷ median income
Price-to-income
1.8×Home value ÷ household income
Est. mortgage
$514/mo20% down, 30-yr at 6.75%
Poverty rate
7.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 62428 compares

ZIP 62428 against the median ZIP in Cumberland County and across Illinois.

MeasureZIP 62428County medianState medianvs state
Median household income$56,392$67,708$72,734-22%
Median home value$99,100$108,300$146,900-33%
Median gross rent$645$777$906-29%
Population2,6142,3111,856+41%

Medians are computed across the 5 ZIP areas in Cumberland County and the 1396 ZIP areas in Illinois.

Statewide rank

Where this ZIP places among all 1396 Illinois ZIP areas.

Income

richer than 19% of 1,344 state ZIPs

#1,093
Home value

above 20% of 1,335 state ZIPs

#1,067
Population

larger than 57% of 1,396 state ZIPs

#604

Comparable ZIP codes

Illinois ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
60482Cook County$56,398$216,800$1,156
62087Madison County$56,364$87,200$821
61439Knox County$56,429$97,500$625
61469Henderson County$56,458$104,100$750
61044Stephenson County$56,307$146,800
60949Champaign County$56,250$99,300$775

Nearby ZIP codes

Other ZIP codes filed under Cumberland County.

ZIP 62428 questions

Common questions about this ZIP code.

Where is ZIP code 62428?
ZIP 62428 lies mostly in Cumberland County, Illinois. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 62428?
Illinois charges 6.25% statewide, plus any county, city or district rate that applies locally.
Is 62428 expensive to live in?
Median rent runs $645 a month, about 14% of median household income, and the median home is worth $99,100-33% against the typical Illinois ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 62428, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.