
Clay County · Illinois
ZIP code 62434
- Population
- 330
- Median income
- —
- Median home
- $172,900
- Sales tax
- 6.25%
ZCTA residents
Household, past 12 months
Owner-occupied value
Illinois state rate
Quick answer
ZIP 62434 sits in Clay County, Illinois and is home to 330 people. Median household income is —, the median home is worth $172,900 and median gross rent is —. 93.5% of households own their home, and purchases are taxed at 6.25% (Illinois state rate).
- County
- Clay County
- State
- Illinois (IL)
- Area codes
- Not published
- Metro area
- Outside covered metros
FIPS 17025
1,396 ZIPs covered
No NANPA match for this ZIP
Rate jurisdiction used for tax
The numbers for 62434
American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.
- Population
- 330ZIP 62434 residents
- Median household income
- —Past 12 months, inflation adjusted
- Median home value
- $172,900Owner-occupied units
- Median gross rent
- —Rent plus utilities, monthly
- Median age
- 55.5 yrsAll residents
- Homeownership rate
- 93.5%Owner-occupied households
ZIP 62434 in context
How this area compares with national benchmarks.
ZIP 62434 is a very small community in Clay County, Illinois, with 330 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #1197 of 1,396 ranked by population — larger than 14% of them. The median age here is 55.5 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.
Households in ZIP 62434 earn a median of not published a year. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 37.6% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.
The typical owner-occupied home in ZIP 62434 is valued at $172,900, 43% below the national figure, while median gross rent runs not published a month. 93.5% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.
A median age of 55.5 puts ZIP 62434 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages. With 330 residents, a handful of survey responses moves every median on this page. Compare ZIP 62434 against its county rather than against national figures.
The Census withheld household income, gross rent for ZIP 62434 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.
Reading ZIP 62434 in context
How 62434 sits inside Clay County and Illinois.
ZIP 62434 is tabulated inside Clay County, Illinois, one of 7 ZIP areas the Census publishes for that county and 1,396 across Illinois. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 62434 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.
Against its own county, 62434 reports a median household income of not published. Owner-occupied homes are valued at a median of $172,900, 75% above the county figure and 18% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.
Illinois charges 6.25% statewide, and local governments overlapping 62434 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.
Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 62434 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.
Sales tax in 62434
What a purchase inside this ZIP costs at checkout.
Illinois levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.
Affordability in this ZIP
Derived from the Census medians above — indicative, not an offer.
A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.
How 62434 compares
ZIP 62434 against the median ZIP in Clay County and across Illinois.
| Measure | ZIP 62434 | County median | State median | vs state |
|---|---|---|---|---|
| Median household income | — | $56,079 | $72,734 | — |
| Median home value | $172,900 | $98,800 | $146,900 | +18% |
| Median gross rent | — | $643 | $906 | — |
| Population | 330 | 1,595 | 1,856 | -82% |
Medians are computed across the 7 ZIP areas in Clay County and the 1396 ZIP areas in Illinois.
Statewide rank
Where this ZIP places among all 1396 Illinois ZIP areas.
- Income
- —
- Home value
- #507
- Population
- #1,197
Not published
above 62% of 1,335 state ZIPs
larger than 14% of 1,396 state ZIPs
Nearby ZIP codes
Other ZIP codes filed under Clay County.
Adjacent ZIP Codes
Other ZIP codes in Clay County, Illinois.
ZIP 62434 questions
Common questions about this ZIP code.
- Where is ZIP code 62434?
- ZIP 62434 lies mostly in Clay County, Illinois. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
- What sales tax do I pay in 62434?
- Illinois charges 6.25% statewide, plus any county, city or district rate that applies locally.
- Is 62434 expensive to live in?
- Median rent runs — a month, and the median home is worth $172,900 — +18% against the typical Illinois ZIP.
- Is a ZCTA the same as a postal ZIP code?
- Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.
Keep going
Related pages for this area.
Sources & transparency
- US Census Bureau, ACS 2019-2023 5-year estimates — 2019-2023 ACS 5-year — population, income, housing
- Census 2020 ZCTA-to-county relationship file — County assignment by largest land-area overlap
- Illinois Department of Revenue — Sales tax rates and local add-ons
Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.