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Coles County · Illinois

ZIP code 61920

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 61920 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
20,703

ZCTA residents

Median income
$54,229

Household, past 12 months

Median home
$144,700

Owner-occupied value

Sales tax
6.25%

Illinois state rate

Quick answer

ZIP 61920 sits in Coles County, Illinois and is home to 20,703 people. Median household income is $54,229, the median home is worth $144,700 and median gross rent is $823. 53.3% of households own their home, and purchases are taxed at 6.25% (Illinois state rate).

County
Coles County

FIPS 17029

State
Illinois (IL)

1,396 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 61920

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
20,703ZIP 61920 residents
Median household income
$54,229Past 12 months, inflation adjusted
Median home value
$144,700Owner-occupied units
Median gross rent
$823Rent plus utilities, monthly
Median age
30.6 yrsAll residents
Homeownership rate
53.3%Owner-occupied households

ZIP 61920 in context

How this area compares with national benchmarks.

ZIP 61920 is a mid-size town in Coles County, Illinois, with 20,703 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #231 of 1,396 ranked by population — larger than 83% of them. The median age here is 30.6 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 61920 earn a median of $54,229 a year, 31% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 21.2% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 61920 is valued at $144,700, 52.3% below the national figure, while median gross rent runs $823 a month, 41.5% below the national figure, or roughly $9,876 across a full year. A household on the local median income would put about 18.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.7×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 53.3% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 61920 in context

How 61920 sits inside Coles County and Illinois.

ZIP 61920 is tabulated inside Coles County, Illinois, one of 6 ZIP areas the Census publishes for that county and 1,396 across Illinois. This is a mid-sized ZIP that covers a large share of its county's addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 61920 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 61920 reports a median household income of $54,229, 15% below the $63,793 county median, and 25% below the $72,734 typical IL ZIP. Owner-occupied homes are valued at a median of $144,700, 23% above the county figure and close to the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $823 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Illinois charges 6.25% statewide, and local governments overlapping 61920 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 61920 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 61920

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Illinois levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
18%Median rent ÷ median income
Price-to-income
2.7×Home value ÷ household income
Est. mortgage
$751/mo20% down, 30-yr at 6.75%
Poverty rate
21.2%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 61920 compares

ZIP 61920 against the median ZIP in Coles County and across Illinois.

MeasureZIP 61920County medianState medianvs state
Median household income$54,229$63,793$72,734-25%
Median home value$144,700$117,900$146,900-1%
Median gross rent$823$786$906-9%
Population20,7031,4121,856+1015%

Medians are computed across the 6 ZIP areas in Coles County and the 1396 ZIP areas in Illinois.

Statewide rank

Where this ZIP places among all 1396 Illinois ZIP areas.

Income

richer than 15% of 1,344 state ZIPs

#1,137
Home value

above 49% of 1,335 state ZIPs

#675
Population

larger than 83% of 1,396 state ZIPs

#231

Comparable ZIP codes

Illinois ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
62839Clay County$54,241$90,800$727
62966Jackson County$54,242$117,800$681
62674Macoupin County$54,196$102,600$695
61032Stephenson County$54,179$106,800$769
61938Coles County$54,288$109,100$771
60609Cook County$54,142$251,600$1,070

Nearby ZIP codes

Other ZIP codes filed under Coles County.

Adjacent ZIP Codes

Other ZIP codes in Coles County, Illinois.

ZIP 61920 questions

Common questions about this ZIP code.

Where is ZIP code 61920?
ZIP 61920 lies mostly in Coles County, Illinois. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 61920?
Illinois charges 6.25% statewide, plus any county, city or district rate that applies locally.
Is 61920 expensive to live in?
Median rent runs $823 a month, about 18% of median household income, and the median home is worth $144,700 — -1% against the typical Illinois ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 61920, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.