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Coles County · Illinois

ZIP code 61912

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 61912 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,192

ZCTA residents

Median income
$73,542

Household, past 12 months

Median home
$110,000

Owner-occupied value

Sales tax
6.25%

Illinois state rate

Quick answer

ZIP 61912 sits in Coles County, Illinois and is home to 1,192 people. Median household income is $73,542, the median home is worth $110,000 and median gross rent is $763. 87% of households own their home, and purchases are taxed at 6.25% (Illinois state rate).

County
Coles County

FIPS 17029

State
Illinois (IL)

1,396 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 61912

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,192ZIP 61912 residents
Median household income
$73,542Past 12 months, inflation adjusted
Median home value
$110,000Owner-occupied units
Median gross rent
$763Rent plus utilities, monthly
Median age
47.8 yrsAll residents
Homeownership rate
87%Owner-occupied households

ZIP 61912 in context

How this area compares with national benchmarks.

ZIP 61912 is a small town in Coles County, Illinois, with 1,192 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #849 of 1,396 ranked by population — larger than 39% of them. The median age here is 47.8 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 61912 earn a median of $73,542 a year, 6.4% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 14.3% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 61912 is valued at $110,000, 63.7% below the national figure, while median gross rent runs $763 a month, 45.7% below the national figure, or roughly $9,156 across a full year. A household on the local median income would put about 12.5% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 1.5×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 87% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 61912 in context

How 61912 sits inside Coles County and Illinois.

ZIP 61912 is tabulated inside Coles County, Illinois, one of 6 ZIP areas the Census publishes for that county and 1,396 across Illinois. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 61912 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 61912 reports a median household income of $73,542, 15% above the $63,793 county median, and close to the $72,734 typical IL ZIP. Owner-occupied homes are valued at a median of $110,000, 7% below the county figure and 25% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $763 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Illinois charges 6.25% statewide, and local governments overlapping 61912 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 61912 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 61912

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Illinois levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
12%Median rent ÷ median income
Price-to-income
1.5×Home value ÷ household income
Est. mortgage
$571/mo20% down, 30-yr at 6.75%
Poverty rate
14.3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 61912 compares

ZIP 61912 against the median ZIP in Coles County and across Illinois.

MeasureZIP 61912County medianState medianvs state
Median household income$73,542$63,793$72,734+1%
Median home value$110,000$117,900$146,900-25%
Median gross rent$763$786$906-16%
Population1,1921,4121,856-36%

Medians are computed across the 6 ZIP areas in Coles County and the 1396 ZIP areas in Illinois.

Statewide rank

Where this ZIP places among all 1396 Illinois ZIP areas.

Income

richer than 51% of 1,344 state ZIPs

#660
Home value

above 28% of 1,335 state ZIPs

#957
Population

larger than 39% of 1,396 state ZIPs

#849

Comparable ZIP codes

Illinois ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
62974Williamson County$73,571$161,600$933
62044Greene County$73,598$106,800$857
62325Adams County$73,611$134,200$1,236
61329Bureau County$73,646$123,600$847
62555Christian County$73,438$143,500$689
61060Stephenson County$73,688$156,800$689

Nearby ZIP codes

Other ZIP codes filed under Coles County.

Adjacent ZIP Codes

Other ZIP codes in Coles County, Illinois.

ZIP 61912 questions

Common questions about this ZIP code.

Where is ZIP code 61912?
ZIP 61912 lies mostly in Coles County, Illinois. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 61912?
Illinois charges 6.25% statewide, plus any county, city or district rate that applies locally.
Is 61912 expensive to live in?
Median rent runs $763 a month, about 12% of median household income, and the median home is worth $110,000 — -25% against the typical Illinois ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 61912, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.