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McLean County · Illinois

ZIP code 61761

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 61761 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
53,404

ZCTA residents

Median income
$66,642

Household, past 12 months

Median home
$200,900

Owner-occupied value

Sales tax
6.25%

Illinois state rate

Quick answer

ZIP 61761 sits in McLean County, Illinois and is home to 53,404 people. Median household income is $66,642, the median home is worth $200,900 and median gross rent is $976. 55.4% of households own their home, and purchases are taxed at 6.25% (Illinois state rate).

County
McLean County

FIPS 17113

State
Illinois (IL)

1,396 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 61761

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
53,404ZIP 61761 residents
Median household income
$66,642Past 12 months, inflation adjusted
Median home value
$200,900Owner-occupied units
Median gross rent
$976Rent plus utilities, monthly
Median age
25.3 yrsAll residents
Homeownership rate
55.4%Owner-occupied households

ZIP 61761 in context

How this area compares with national benchmarks.

ZIP 61761 is a small city in McLean County, Illinois, with 53,404 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #32 of 1,396 ranked by population — larger than 97% of them. The median age here is 25.3 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 61761 earn a median of $66,642 a year, 15.1% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 21.3% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 61761 is valued at $200,900, 33.8% below the national figure, while median gross rent runs $976 a month, 30.6% below the national figure, or roughly $11,712 across a full year. A household on the local median income would put about 17.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 55.4% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

A median age of 25.3 means a large student or early-career population; income medians in places like this understate household resources, since many residents are supported from outside the address.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 61761 in context

How 61761 sits inside McLean County and Illinois.

ZIP 61761 is tabulated inside McLean County, Illinois, one of 24 ZIP areas the Census publishes for that county and 1,396 across Illinois. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 61761 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 61761 reports a median household income of $66,642, 26% below the $90,125 county median, and 8% below the $72,734 typical IL ZIP. Owner-occupied homes are valued at a median of $200,900, 26% above the county figure and 37% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $976 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Illinois charges 6.25% statewide, and local governments overlapping 61761 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 61761 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 61761

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Illinois levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
18%Median rent ÷ median income
Price-to-income
3.0×Home value ÷ household income
Est. mortgage
$1,042/mo20% down, 30-yr at 6.75%
Poverty rate
21.3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 61761 compares

ZIP 61761 against the median ZIP in McLean County and across Illinois.

MeasureZIP 61761County medianState medianvs state
Median household income$66,642$90,125$72,734-8%
Median home value$200,900$159,100$146,900+37%
Median gross rent$976$955$906+8%
Population53,4041,6171,856+2777%

Medians are computed across the 24 ZIP areas in McLean County and the 1396 ZIP areas in Illinois.

Statewide rank

Where this ZIP places among all 1396 Illinois ZIP areas.

Income

richer than 39% of 1,344 state ZIPs

#824
Home value

above 69% of 1,335 state ZIPs

#409
Population

larger than 98% of 1,396 state ZIPs

#32

Comparable ZIP codes

Illinois ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
62095Madison County$66,641$106,700$919
62692Morgan County$66,619$115,200$771
61283Whiteside County$66,563$125,600$718
60803Cook County$66,555$200,600$1,113
60957Ford County$66,741$122,200$920
61830Piatt County$66,750$135,200$1,292

Nearby ZIP codes

Other ZIP codes filed under McLean County.

Adjacent ZIP Codes

Other ZIP codes in McLean County, Illinois.

ZIP 61761 questions

Common questions about this ZIP code.

Where is ZIP code 61761?
ZIP 61761 lies mostly in McLean County, Illinois. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 61761?
Illinois charges 6.25% statewide, plus any county, city or district rate that applies locally.
Is 61761 expensive to live in?
Median rent runs $976 a month, about 18% of median household income, and the median home is worth $200,900 — +37% against the typical Illinois ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 61761, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.