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ZipNumbers

McLean County · Illinois

ZIP code 61728

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 61728 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,316

ZCTA residents

Median income
$93,654

Household, past 12 months

Median home
$152,200

Owner-occupied value

Sales tax
6.25%

Illinois state rate

Quick answer

ZIP 61728 sits in McLean County, Illinois and is home to 1,316 people. Median household income is $93,654, the median home is worth $152,200 and median gross rent is $799. 80.5% of households own their home, and purchases are taxed at 6.25% (Illinois state rate).

County
McLean County

FIPS 17113

State
Illinois (IL)

1,396 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 61728

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,316ZIP 61728 residents
Median household income
$93,654Past 12 months, inflation adjusted
Median home value
$152,200Owner-occupied units
Median gross rent
$799Rent plus utilities, monthly
Median age
36.9 yrsAll residents
Homeownership rate
80.5%Owner-occupied households

Sales tax in 61728

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Illinois levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
10%Median rent ÷ median income
Price-to-income
1.6×Home value ÷ household income
Est. mortgage
$790/mo20% down, 30-yr at 6.75%
Poverty rate
6.5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 61728 compares

ZIP 61728 against the median ZIP in McLean County and across Illinois.

MeasureZIP 61728County medianState medianvs state
Median household income$93,654$90,125$72,734+29%
Median home value$152,200$159,100$146,900+4%
Median gross rent$799$955$906-12%
Population1,3161,6171,856-29%

Medians are computed across the 24 ZIP areas in McLean County and the 1396 ZIP areas in Illinois.

Statewide rank

Where this ZIP places among all 1396 Illinois ZIP areas.

Income

richer than 78% of 1,344 state ZIPs

#294
Home value

above 53% of 1,335 state ZIPs

#621
Population

larger than 42% of 1,396 state ZIPs

#813

Comparable ZIP codes

Illinois ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
62001Madison County$93,646$208,600$957
62218Clinton County$93,636$197,300$545
61743Livingston County$93,750$140,600$775
61843Champaign County$93,750$184,300$850
60477Cook County$93,862$262,400$1,485
61733Tazewell County$93,400$191,400$1,119

Nearby ZIP codes

Other ZIP codes filed under McLean County.

ZIP 61728 questions

Common questions about this ZIP code.

Where is ZIP code 61728?
ZIP 61728 lies mostly in McLean County, Illinois. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 61728?
Illinois charges 6.25% statewide, plus any county, city or district rate that applies locally.
Is 61728 expensive to live in?
Median rent runs $799 a month, about 10% of median household income, and the median home is worth $152,200+4% against the typical Illinois ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 61728, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.