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Mason County · Illinois

ZIP code 61532

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 61532 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
404

ZCTA residents

Median income
$52,857

Household, past 12 months

Median home
$110,300

Owner-occupied value

Sales tax
6.25%

Illinois state rate

Quick answer

ZIP 61532 sits in Mason County, Illinois and is home to 404 people. Median household income is $52,857, the median home is worth $110,300 and median gross rent is $856. 71.6% of households own their home, and purchases are taxed at 6.25% (Illinois state rate).

County
Mason County

FIPS 17125

State
Illinois (IL)

1,396 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 61532

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
404ZIP 61532 residents
Median household income
$52,857Past 12 months, inflation adjusted
Median home value
$110,300Owner-occupied units
Median gross rent
$856Rent plus utilities, monthly
Median age
38.3 yrsAll residents
Homeownership rate
71.6%Owner-occupied households

ZIP 61532 in context

How this area compares with national benchmarks.

ZIP 61532 is a very small community in Mason County, Illinois, with 404 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #1162 of 1,396 ranked by population — larger than 16% of them. The median age here is 38.3 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 61532 earn a median of $52,857 a year, 32.7% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 31.7% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 61532 is valued at $110,300, 63.6% below the national figure, while median gross rent runs $856 a month, 39.1% below the national figure, or roughly $10,272 across a full year. A household on the local median income would put about 19.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.1×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 71.6% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

With 404 residents, a handful of survey responses moves every median on this page. Compare ZIP 61532 against its county rather than against national figures.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 61532 in context

How 61532 sits inside Mason County and Illinois.

ZIP 61532 is tabulated inside Mason County, Illinois, one of 8 ZIP areas the Census publishes for that county and 1,396 across Illinois. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 61532 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 61532 reports a median household income of $52,857, 7% below the $56,663 county median, and 27% below the $72,734 typical IL ZIP. Owner-occupied homes are valued at a median of $110,300, 6% above the county figure and 25% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $856 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Illinois charges 6.25% statewide, and local governments overlapping 61532 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 61532 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 61532

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Illinois levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
19%Median rent ÷ median income
Price-to-income
2.1×Home value ÷ household income
Est. mortgage
$572/mo20% down, 30-yr at 6.75%
Poverty rate
31.7%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 61532 compares

ZIP 61532 against the median ZIP in Mason County and across Illinois.

MeasureZIP 61532County medianState medianvs state
Median household income$52,857$56,663$72,734-27%
Median home value$110,300$103,800$146,900-25%
Median gross rent$856$763$906-6%
Population4046291,856-78%

Medians are computed across the 8 ZIP areas in Mason County and the 1396 ZIP areas in Illinois.

Statewide rank

Where this ZIP places among all 1396 Illinois ZIP areas.

Income

richer than 13% of 1,344 state ZIPs

#1,163
Home value

above 29% of 1,335 state ZIPs

#953
Population

larger than 17% of 1,396 state ZIPs

#1,162

Comparable ZIP codes

Illinois ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
62984Gallatin County$52,908$87,800$330
62827White County$52,794$79,500$347
62905Union County$52,778$114,800$664
60651Cook County$52,963$262,700$1,186
62702Sangamon County$52,748$102,300$858
60428Cook County$53,059$118,900$1,686

Nearby ZIP codes

Other ZIP codes filed under Mason County.

Adjacent ZIP Codes

Other ZIP codes in Mason County, Illinois.

ZIP 61532 questions

Common questions about this ZIP code.

Where is ZIP code 61532?
ZIP 61532 lies mostly in Mason County, Illinois. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 61532?
Illinois charges 6.25% statewide, plus any county, city or district rate that applies locally.
Is 61532 expensive to live in?
Median rent runs $856 a month, about 19% of median household income, and the median home is worth $110,300 — -25% against the typical Illinois ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 61532, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.