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ZipNumbers

Fulton County · Illinois

ZIP code 61531

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 61531 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
3,018

ZCTA residents

Median income
$64,875

Household, past 12 months

Median home
$113,100

Owner-occupied value

Sales tax
6.25%

Illinois state rate

Quick answer

ZIP 61531 sits in Fulton County, Illinois and is home to 3,018 people. Median household income is $64,875, the median home is worth $113,100 and median gross rent is $877. 80.2% of households own their home, and purchases are taxed at 6.25% (Illinois state rate).

County
Fulton County

FIPS 17057

State
Illinois (IL)

1,396 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 61531

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
3,018ZIP 61531 residents
Median household income
$64,875Past 12 months, inflation adjusted
Median home value
$113,100Owner-occupied units
Median gross rent
$877Rent plus utilities, monthly
Median age
39.4 yrsAll residents
Homeownership rate
80.2%Owner-occupied households

Sales tax in 61531

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Illinois levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
16%Median rent ÷ median income
Price-to-income
1.7×Home value ÷ household income
Est. mortgage
$587/mo20% down, 30-yr at 6.75%
Poverty rate
6.6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 61531 compares

ZIP 61531 against the median ZIP in Fulton County and across Illinois.

MeasureZIP 61531County medianState medianvs state
Median household income$64,875$56,618$72,734-11%
Median home value$113,100$99,150$146,900-23%
Median gross rent$877$814$906-3%
Population3,0185691,856+63%

Medians are computed across the 20 ZIP areas in Fulton County and the 1396 ZIP areas in Illinois.

Statewide rank

Where this ZIP places among all 1396 Illinois ZIP areas.

Income

richer than 35% of 1,344 state ZIPs

#871
Home value

above 31% of 1,335 state ZIPs

#927
Population

larger than 59% of 1,396 state ZIPs

#571

Comparable ZIP codes

Illinois ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
62474Clark County$64,861$84,700$910
61914Moultrie County$64,907$114,100$838
62938Pope County$64,931$151,000$415
62836Franklin County$64,813$99,400$810
62828Hamilton County$64,811$112,700$439
62355Pike County$64,792$101,900$1,016

Nearby ZIP codes

Other ZIP codes filed under Fulton County.

ZIP 61531 questions

Common questions about this ZIP code.

Where is ZIP code 61531?
ZIP 61531 lies mostly in Fulton County, Illinois. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 61531?
Illinois charges 6.25% statewide, plus any county, city or district rate that applies locally.
Is 61531 expensive to live in?
Median rent runs $877 a month, about 16% of median household income, and the median home is worth $113,100-23% against the typical Illinois ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 61531, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.