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ZipNumbers

Fulton County · Illinois

ZIP code 61431

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 61431 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
283

ZCTA residents

Median income
$51,058

Household, past 12 months

Median home

Owner-occupied value

Sales tax
6.25%

Illinois state rate

Quick answer

ZIP 61431 sits in Fulton County, Illinois and is home to 283 people. Median household income is $51,058, the median home is worth and median gross rent is . 91.7% of households own their home, and purchases are taxed at 6.25% (Illinois state rate).

County
Fulton County

FIPS 17057

State
Illinois (IL)

1,396 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 61431

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
283ZIP 61431 residents
Median household income
$51,058Past 12 months, inflation adjusted
Median home value
Owner-occupied units
Median gross rent
Rent plus utilities, monthly
Median age
54.1 yrsAll residents
Homeownership rate
91.7%Owner-occupied households

Sales tax in 61431

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Illinois levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
Median rent ÷ median income
Price-to-income
Home value ÷ household income
Est. mortgage
20% down, 30-yr at 6.75%
Poverty rate
7.6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 61431 compares

ZIP 61431 against the median ZIP in Fulton County and across Illinois.

MeasureZIP 61431County medianState medianvs state
Median household income$51,058$56,618$72,734-30%
Median home value$99,150$146,900
Median gross rent$814$906
Population2835691,856-85%

Medians are computed across the 20 ZIP areas in Fulton County and the 1396 ZIP areas in Illinois.

Statewide rank

Where this ZIP places among all 1396 Illinois ZIP areas.

Income

richer than 11% of 1,344 state ZIPs

#1,197
Home value

Not published

Population

larger than 12% of 1,396 state ZIPs

#1,232

Comparable ZIP codes

Illinois ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
62927Jackson County$51,125$43,600
62417Lawrence County$51,205$85,900$699
60617Cook County$51,237$168,200$1,010
61432Fulton County$51,250$90,000$442
61459Fulton County$51,250$80,400
61539Peoria County$51,250$71,300$820

Nearby ZIP codes

Other ZIP codes filed under Fulton County.

ZIP 61431 questions

Common questions about this ZIP code.

Where is ZIP code 61431?
ZIP 61431 lies mostly in Fulton County, Illinois. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 61431?
Illinois charges 6.25% statewide, plus any county, city or district rate that applies locally.
Is 61431 expensive to live in?
Median rent runs a month, and the median home is worth against the typical Illinois ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 61431, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.