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ZipNumbers

Carroll County · Illinois

ZIP code 61046

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 61046 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,599

ZCTA residents

Median income
$88,833

Household, past 12 months

Median home
$147,600

Owner-occupied value

Sales tax
6.25%

Illinois state rate

Quick answer

ZIP 61046 sits in Carroll County, Illinois and is home to 2,599 people. Median household income is $88,833, the median home is worth $147,600 and median gross rent is $703. 86.2% of households own their home, and purchases are taxed at 6.25% (Illinois state rate).

County
Carroll County

FIPS 17015

State
Illinois (IL)

1,396 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 61046

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,599ZIP 61046 residents
Median household income
$88,833Past 12 months, inflation adjusted
Median home value
$147,600Owner-occupied units
Median gross rent
$703Rent plus utilities, monthly
Median age
48.6 yrsAll residents
Homeownership rate
86.2%Owner-occupied households

Sales tax in 61046

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Illinois levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
9%Median rent ÷ median income
Price-to-income
1.7×Home value ÷ household income
Est. mortgage
$766/mo20% down, 30-yr at 6.75%
Poverty rate
8.5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 61046 compares

ZIP 61046 against the median ZIP in Carroll County and across Illinois.

MeasureZIP 61046County medianState medianvs state
Median household income$88,833$68,750$72,734+22%
Median home value$147,600$110,400$146,900even
Median gross rent$703$763$906-22%
Population2,5992,5991,856+40%

Medians are computed across the 7 ZIP areas in Carroll County and the 1396 ZIP areas in Illinois.

Statewide rank

Where this ZIP places among all 1396 Illinois ZIP areas.

Income

richer than 73% of 1,344 state ZIPs

#361
Home value

above 50% of 1,335 state ZIPs

#662
Population

larger than 57% of 1,396 state ZIPs

#607

Comparable ZIP codes

Illinois ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
62478Clark County$88,846$132,100
60145DeKalb County$88,750$251,800$812
60444Grundy County$88,750$219,800$937
61534Tazewell County$88,920$152,700$906
60914Kankakee County$88,688$240,500$1,206
62249Madison County$88,986$220,000$779

Nearby ZIP codes

Other ZIP codes filed under Carroll County.

ZIP 61046 questions

Common questions about this ZIP code.

Where is ZIP code 61046?
ZIP 61046 lies mostly in Carroll County, Illinois. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 61046?
Illinois charges 6.25% statewide, plus any county, city or district rate that applies locally.
Is 61046 expensive to live in?
Median rent runs $703 a month, about 9% of median household income, and the median home is worth $147,600even against the typical Illinois ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 61046, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.