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ZipNumbers

Boone County · Illinois

ZIP code 61038

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 61038 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,395

ZCTA residents

Median income
$69,808

Household, past 12 months

Median home
$274,200

Owner-occupied value

Sales tax
6.25%

Illinois state rate

Quick answer

ZIP 61038 sits in Boone County, Illinois and is home to 1,395 people. Median household income is $69,808, the median home is worth $274,200 and median gross rent is . 94.9% of households own their home, and purchases are taxed at 6.25% (Illinois state rate).

County
Boone County

FIPS 17007

State
Illinois (IL)

1,396 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 61038

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,395ZIP 61038 residents
Median household income
$69,808Past 12 months, inflation adjusted
Median home value
$274,200Owner-occupied units
Median gross rent
Rent plus utilities, monthly
Median age
46.7 yrsAll residents
Homeownership rate
94.9%Owner-occupied households

Sales tax in 61038

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Illinois levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
Median rent ÷ median income
Price-to-income
3.9×Home value ÷ household income
Est. mortgage
$1,423/mo20% down, 30-yr at 6.75%
Poverty rate
21.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 61038 compares

ZIP 61038 against the median ZIP in Boone County and across Illinois.

MeasureZIP 61038County medianState medianvs state
Median household income$69,808$98,750$72,734-4%
Median home value$274,200$208,400$146,900+87%
Median gross rent$1,211$906
Population1,3952,7431,856-25%

Medians are computed across the 5 ZIP areas in Boone County and the 1396 ZIP areas in Illinois.

Statewide rank

Where this ZIP places among all 1396 Illinois ZIP areas.

Income

richer than 44% of 1,344 state ZIPs

#750
Home value

above 84% of 1,335 state ZIPs

#213
Population

larger than 44% of 1,396 state ZIPs

#786

Comparable ZIP codes

Illinois ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
61564Tazewell County$69,821$112,900$741
62454Crawford County$69,825$125,700$813
61068Ogle County$69,840$164,900$955
61330Bureau County$69,844$150,000$842
62985Pope County$69,750$156,300
62933Williamson County$69,896$138,500$843

Nearby ZIP codes

Other ZIP codes filed under Boone County.

ZIP 61038 questions

Common questions about this ZIP code.

Where is ZIP code 61038?
ZIP 61038 lies mostly in Boone County, Illinois. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 61038?
Illinois charges 6.25% statewide, plus any county, city or district rate that applies locally.
Is 61038 expensive to live in?
Median rent runs a month, and the median home is worth $274,200+87% against the typical Illinois ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 61038, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.