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Custer County · Idaho

ZIP code 83278

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 83278 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
443

ZCTA residents

Median income
$79,288

Household, past 12 months

Median home
$618,100

Owner-occupied value

Sales tax
6%

Idaho state rate

Quick answer

ZIP 83278 sits in Custer County, Idaho and is home to 443 people. Median household income is $79,288, the median home is worth $618,100 and median gross rent is —. 99% of households own their home, and purchases are taxed at 6% (Idaho state rate).

County
Custer County

FIPS 16037

State
Idaho (ID)

280 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 83278

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
443ZIP 83278 residents
Median household income
$79,288Past 12 months, inflation adjusted
Median home value
$618,100Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
67.1 yrsAll residents
Homeownership rate
99%Owner-occupied households

ZIP 83278 in context

How this area compares with national benchmarks.

ZIP 83278 is a very small community in Custer County, Idaho, with 443 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #205 of 280 ranked by population — larger than 26% of them. The median age here is 67.1 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 83278 earn a median of $79,288 a year, 1% above the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 27.8% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 83278 is valued at $618,100, 103.7% above the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 7.8×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 99% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Home values sit at 7.8× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere. A median age of 67.1 puts ZIP 83278 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

The Census withheld gross rent for ZIP 83278 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 83278 in context

How 83278 sits inside Custer County and Idaho.

ZIP 83278 is tabulated inside Custer County, Idaho, one of 5 ZIP areas the Census publishes for that county and 280 across Idaho. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 83278 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 83278 reports a median household income of $79,288, 42% above the $55,938 county median, and 16% above the $68,377 typical ID ZIP. Owner-occupied homes are valued at a median of $618,100, 89% above the county figure and 108% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Idaho charges 6% statewide, and local governments overlapping 83278 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 83278 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 83278

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Idaho levies 6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
7.8×Home value ÷ household income
Est. mortgage
$3,207/mo20% down, 30-yr at 6.75%
Poverty rate
27.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 83278 compares

ZIP 83278 against the median ZIP in Custer County and across Idaho.

MeasureZIP 83278County medianState medianvs state
Median household income$79,288$55,938$68,377+16%
Median home value$618,100$327,200$296,900+108%
Median gross rent—$668$940—
Population4434431,358-67%

Medians are computed across the 5 ZIP areas in Custer County and the 280 ZIP areas in Idaho.

Statewide rank

Where this ZIP places among all 280 Idaho ZIP areas.

Income

richer than 72% of 250 state ZIPs

#69
Home value

above 94% of 249 state ZIPs

#14
Population

larger than 27% of 280 state ZIPs

#205

Comparable ZIP codes

Idaho ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
83404Bonneville County$79,211$355,200$1,013
83654Adams County$78,875$464,600$888
83429Fremont County$79,750$473,300—
83239Bear Lake County$78,750$194,200$1,025
83274Bingham County$80,000$328,000$1,097
83607Canyon County$80,170$385,100$1,404

Nearby ZIP codes

Other ZIP codes filed under Custer County.

Adjacent ZIP Codes

Other ZIP codes in Custer County, Idaho.

ZIP 83278 questions

Common questions about this ZIP code.

Where is ZIP code 83278?
ZIP 83278 lies mostly in Custer County, Idaho. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 83278?
Idaho charges 6% statewide, plus any county, city or district rate that applies locally.
Is 83278 expensive to live in?
Median rent runs — a month, and the median home is worth $618,100 — +108% against the typical Idaho ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 83278, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.