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Honolulu County · Hawaii

ZIP code 96860

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 96860 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
4,414

ZCTA residents

Median income
—

Household, past 12 months

Median home
—

Owner-occupied value

Sales tax
4%

Hawaii state rate

Quick answer

ZIP 96860 sits in Honolulu County, Hawaii and is home to 4,414 people. Median household income is —, the median home is worth — and median gross rent is —. — of households own their home, and purchases are taxed at 4% (Hawaii state rate).

County
Honolulu County

FIPS 15003

State
Hawaii (HI)

97 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 96860

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
4,414ZIP 96860 residents
Median household income
—Past 12 months, inflation adjusted
Median home value
—Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
22.8 yrsAll residents
Homeownership rate
—Owner-occupied households

ZIP 96860 in context

How this area compares with national benchmarks.

ZIP 96860 is a small town in Honolulu County, Hawaii, with 4,414 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #48 of 97 ranked by population — larger than 51% of them. The median age here is 22.8 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 96860 earn a median of not published a year. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches an unpublished share of residents here.

The typical owner-occupied home in ZIP 96860 is valued at not published, while median gross rent runs not published a month. The homeownership rate is not published. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

A median age of 22.8 means a large student or early-career population; income medians in places like this understate household resources, since many residents are supported from outside the address.

The Census withheld household income, home value, gross rent, poverty rate for ZIP 96860 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 96860 in context

How 96860 sits inside Honolulu County and Hawaii.

ZIP 96860 is tabulated inside Honolulu County, Hawaii, one of 38 ZIP areas the Census publishes for that county and 97 across Hawaii. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 96860 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 96860 reports a median household income of not published. Owner-occupied homes are valued at a median of not published. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Hawaii charges 4% statewide, and local governments overlapping 96860 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 96860 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 96860

What a purchase inside this ZIP costs at checkout.

Rate applied
4%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$40Before any exemptions

Hawaii levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
—Home value ÷ household income
Est. mortgage
—20% down, 30-yr at 6.75%
Poverty rate
—Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 96860 compares

ZIP 96860 against the median ZIP in Honolulu County and across Hawaii.

MeasureZIP 96860County medianState medianvs state
Median household income—$105,068$91,429—
Median home value—$872,500$734,350—
Median gross rent—$2,007$1,770—
Population4,41424,8994,396even

Medians are computed across the 38 ZIP areas in Honolulu County and the 97 ZIP areas in Hawaii.

Statewide rank

Where this ZIP places among all 97 Hawaii ZIP areas.

Income

Not published

—
Home value

Not published

—
Population

larger than 51% of 97 state ZIPs

#48

Nearby ZIP codes

Other ZIP codes filed under Honolulu County.

Adjacent ZIP Codes

Other ZIP codes in Honolulu County, Hawaii.

ZIP 96860 questions

Common questions about this ZIP code.

Where is ZIP code 96860?
ZIP 96860 lies mostly in Honolulu County, Hawaii. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 96860?
Hawaii charges 4% statewide, plus any county, city or district rate that applies locally.
Is 96860 expensive to live in?
Median rent runs — a month, and the median home is worth — — — against the typical Hawaii ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 96860, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.