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Palm Beach County · Florida

ZIP code 33478

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 33478 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
15,205

ZCTA residents

Median income
$142,109

Household, past 12 months

Median home
$653,000

Owner-occupied value

Sales tax
6%

Florida state rate

Quick answer

ZIP 33478 sits in Palm Beach County, Florida and is home to 15,205 people. Median household income is $142,109, the median home is worth $653,000 and median gross rent is $2,701. 96.6% of households own their home, and purchases are taxed at 6% (Florida state rate).

County
Palm Beach County

FIPS 12099

State
Florida (FL)

1,013 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 33478

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
15,205ZIP 33478 residents
Median household income
$142,109Past 12 months, inflation adjusted
Median home value
$653,000Owner-occupied units
Median gross rent
$2,701Rent plus utilities, monthly
Median age
45.7 yrsAll residents
Homeownership rate
96.6%Owner-occupied households

ZIP 33478 in context

How this area compares with national benchmarks.

ZIP 33478 is a mid-size town in Palm Beach County, Florida, with 15,205 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #596 of 1,013 ranked by population — larger than 41% of them. The median age here is 45.7 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 33478 earn a median of $142,109 a year, 80.9% above the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 3.4% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 33478 is valued at $653,000, 115.2% above the national figure, while median gross rent runs $2,701 a month, 92.1% above the national figure, or roughly $32,412 across a full year. A household on the local median income would put about 22.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 4.6×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 96.6% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 33478 in context

How 33478 sits inside Palm Beach County and Florida.

ZIP 33478 is tabulated inside Palm Beach County, Florida, one of 50 ZIP areas the Census publishes for that county and 1,013 across Florida. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 33478 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 33478 reports a median household income of $142,109, 75% above the $80,974 county median, and 104% above the $69,820 typical FL ZIP. Owner-occupied homes are valued at a median of $653,000, 58% above the county figure and 121% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $2,701 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Florida charges 6% statewide, and local governments overlapping 33478 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 33478 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 33478

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Florida levies 6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
23%Median rent ÷ median income
Price-to-income
4.6×Home value ÷ household income
Est. mortgage
$3,388/mo20% down, 30-yr at 6.75%
Poverty rate
3.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 33478 compares

ZIP 33478 against the median ZIP in Palm Beach County and across Florida.

MeasureZIP 33478County medianState medianvs state
Median household income$142,109$80,974$69,820+104%
Median home value$653,000$412,150$295,700+121%
Median gross rent$2,701$1,887$1,494+81%
Population15,20526,28418,904-20%

Medians are computed across the 50 ZIP areas in Palm Beach County and the 1013 ZIP areas in Florida.

Statewide rank

Where this ZIP places among all 1013 Florida ZIP areas.

Income

richer than 98% of 948 state ZIPs

#23
Home value

above 94% of 935 state ZIPs

#58
Population

larger than 41% of 1,013 state ZIPs

#596

Comparable ZIP codes

Florida ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
33331Broward County$142,464$666,900$2,849
32963Indian River County$142,985$894,900$2,000
33131Miami-Dade County$143,114$621,700$2,847
34228Sarasota County$143,365$959,200$2,969
33786Pinellas County$140,417$1,022,700$2,955
32259St. Johns County$144,168$480,800$2,268

Nearby ZIP codes

Other ZIP codes filed under Palm Beach County.

Adjacent ZIP Codes

Other ZIP codes in Palm Beach County, Florida.

ZIP 33478 questions

Common questions about this ZIP code.

Where is ZIP code 33478?
ZIP 33478 lies mostly in Palm Beach County, Florida. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 33478?
Florida charges 6% statewide, plus any county, city or district rate that applies locally.
Is 33478 expensive to live in?
Median rent runs $2,701 a month, about 23% of median household income, and the median home is worth $653,000 — +121% against the typical Florida ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 33478, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.