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ZipNumbers

Indian River County · Florida

ZIP code 32963

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 32963 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
14,980

ZCTA residents

Median income
$142,985

Household, past 12 months

Median home
$894,900

Owner-occupied value

Sales tax
6%

Florida state rate

Quick answer

ZIP 32963 sits in Indian River County, Florida and is home to 14,980 people. Median household income is $142,985, the median home is worth $894,900 and median gross rent is $2,000. 95.1% of households own their home, and purchases are taxed at 6% (Florida state rate).

County
Indian River County

FIPS 12061

State
Florida (FL)

1,013 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 32963

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
14,980ZIP 32963 residents
Median household income
$142,985Past 12 months, inflation adjusted
Median home value
$894,900Owner-occupied units
Median gross rent
$2,000Rent plus utilities, monthly
Median age
69.1 yrsAll residents
Homeownership rate
95.1%Owner-occupied households

Sales tax in 32963

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Florida levies 6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
17%Median rent ÷ median income
Price-to-income
6.3×Home value ÷ household income
Est. mortgage
$4,643/mo20% down, 30-yr at 6.75%
Poverty rate
6.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 32963 compares

ZIP 32963 against the median ZIP in Indian River County and across Florida.

MeasureZIP 32963County medianState medianvs state
Median household income$142,985$65,137$69,820+105%
Median home value$894,900$271,700$295,700+203%
Median gross rent$2,000$1,407$1,494+34%
Population14,98020,02518,904-21%

Medians are computed across the 9 ZIP areas in Indian River County and the 1013 ZIP areas in Florida.

Statewide rank

Where this ZIP places among all 1013 Florida ZIP areas.

Income

richer than 98% of 948 state ZIPs

#21
Home value

above 98% of 935 state ZIPs

#23
Population

larger than 41% of 1,013 state ZIPs

#601

Comparable ZIP codes

Florida ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
33131Miami-Dade County$143,114$621,700$2,847
34228Sarasota County$143,365$959,200$2,969
33331Broward County$142,464$666,900$2,849
33478Palm Beach County$142,109$653,000$2,701
32259St. Johns County$144,168$480,800$2,268
33029Broward County$145,282$575,900$2,324

Nearby ZIP codes

Other ZIP codes filed under Indian River County.

ZIP 32963 questions

Common questions about this ZIP code.

Where is ZIP code 32963?
ZIP 32963 lies mostly in Indian River County, Florida. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 32963?
Florida charges 6% statewide, plus any county, city or district rate that applies locally.
Is 32963 expensive to live in?
Median rent runs $2,000 a month, about 17% of median household income, and the median home is worth $894,900+203% against the typical Florida ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 32963, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.