
Orange County · Florida
ZIP code 32798
- Population
- 2,159
- Median income
- $60,337
- Median home
- $148,300
- Sales tax
- 6%
ZCTA residents
Household, past 12 months
Owner-occupied value
Florida state rate
Quick answer
ZIP 32798 sits in Orange County, Florida and is home to 2,159 people. Median household income is $60,337, the median home is worth $148,300 and median gross rent is —. 90.7% of households own their home, and purchases are taxed at 6% (Florida state rate).
- County
- Orange County
- State
- Florida (FL)
- Area codes
- Not published
- Metro area
- Outside covered metros
FIPS 12095
1,013 ZIPs covered
No NANPA match for this ZIP
Rate jurisdiction used for tax
The numbers for 32798
American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.
- Population
- 2,159ZIP 32798 residents
- Median household income
- $60,337Past 12 months, inflation adjusted
- Median home value
- $148,300Owner-occupied units
- Median gross rent
- —Rent plus utilities, monthly
- Median age
- 67.1 yrsAll residents
- Homeownership rate
- 90.7%Owner-occupied households
ZIP 32798 in context
How this area compares with national benchmarks.
ZIP 32798 is a small town in Orange County, Florida, with 2,159 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #881 of 1,013 ranked by population — larger than 13% of them. The median age here is 67.1 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.
Households in ZIP 32798 earn a median of $60,337 a year, 23.2% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 4.4% of residents here, less than half the 12.4% national rate.
The typical owner-occupied home in ZIP 32798 is valued at $148,300, 51.1% below the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 2.5×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 90.7% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.
A median age of 67.1 puts ZIP 32798 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.
The Census withheld gross rent for ZIP 32798 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.
Reading ZIP 32798 in context
How 32798 sits inside Orange County and Florida.
ZIP 32798 is tabulated inside Orange County, Florida, one of 45 ZIP areas the Census publishes for that county and 1,013 across Florida. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 32798 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.
Against its own county, 32798 reports a median household income of $60,337, 29% below the $84,832 county median, and 14% below the $69,820 typical FL ZIP. Owner-occupied homes are valued at a median of $148,300, 58% below the county figure and 50% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.
Florida charges 6% statewide, and local governments overlapping 32798 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.
Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 32798 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.
Sales tax in 32798
What a purchase inside this ZIP costs at checkout.
Florida levies 6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.
Affordability in this ZIP
Derived from the Census medians above — indicative, not an offer.
A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.
How 32798 compares
ZIP 32798 against the median ZIP in Orange County and across Florida.
| Measure | ZIP 32798 | County median | State median | vs state |
|---|---|---|---|---|
| Median household income | $60,337 | $84,832 | $69,820 | -14% |
| Median home value | $148,300 | $352,900 | $295,700 | -50% |
| Median gross rent | — | $1,762 | $1,494 | — |
| Population | 2,159 | 28,399 | 18,904 | -89% |
Medians are computed across the 45 ZIP areas in Orange County and the 1013 ZIP areas in Florida.
Statewide rank
Where this ZIP places among all 1013 Florida ZIP areas.
- Income
- #649
- Home value
- #841
- Population
- #881
richer than 32% of 948 state ZIPs
above 10% of 935 state ZIPs
larger than 13% of 1,013 state ZIPs
Comparable ZIP codes
Florida ZIP areas with almost the same household income.
Nearby ZIP codes
Other ZIP codes filed under Orange County.
Adjacent ZIP Codes
Other ZIP codes in Orange County, Florida.
ZIP 32798 questions
Common questions about this ZIP code.
- Where is ZIP code 32798?
- ZIP 32798 lies mostly in Orange County, Florida. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
- What sales tax do I pay in 32798?
- Florida charges 6% statewide, plus any county, city or district rate that applies locally.
- Is 32798 expensive to live in?
- Median rent runs — a month, and the median home is worth $148,300 — -50% against the typical Florida ZIP.
- Is a ZCTA the same as a postal ZIP code?
- Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.
Keep going
Related pages for this area.
Sources & transparency
- US Census Bureau, ACS 2019-2023 5-year estimates — 2019-2023 ACS 5-year — population, income, housing
- Census 2020 ZCTA-to-county relationship file — County assignment by largest land-area overlap
- Florida Department of Revenue — Sales tax rates and local add-ons
Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.